Canadians fear a tougher road to retirement—and plan to help their kids along the way + MORE Feb 14th
Is AI the ultimate retirement hack? Jun 13th
Financial independence and travel: Can you have both? + MORE Apr 25th
Stock news for investors: Groupe Dynamite boosts outlook as Transat struggles Sep 12th
When to consider extra RRIF withdrawals Apr 4th
Stock news for investors: Rogers sees revenue gain, lifted by Blue Jays’ playoff success
– moneysense.ca
Here’s a round-up of news for Canadian investors this week.
Rogers
CPKC
CGI
Cascades
Empire
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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada…
Buffer ETFs vs. market-linked GICs: Which is better?
– moneysense.ca
The first month of a new year tends to bring a familiar checklist for Canadian investors. There is fresh tax-free savings account (TFSA) contribution room to use. For 2026, that number is $7,000. There is also the annual rush to finish topping up registered retirement savings plan (RRSP) contributions within the first 60 days for the prior tax year.
Bank advisors know this rhythm well. If you have cash sitting idle, there is a good chance you have received a call inviting you to review your financial plan or come into a branch. The objective is usually the same: get that cash invested into one of the bank’s in-house products.
For older clients, or those flagged through the know-your-client process as having a lower risk tolerance, the conversation often shifts toward market-linked guaranteed investment certificates (GICs). These products are typically presented as a way to participate in stock market gains while keeping your principal protected.
That pitch has worked for decades…
The best RRSPs in Canada for 2026
– moneysense.ca
Why should you open a registered retirement savings plan (RRSP)? This account type is often described as “tax-advantaged,” meaning it offers a tax-efficient way for savers and investors to build wealth for the future, usually for retirement. To maximize its potential, it helps to know the differences between an RRSP and other kinds of registered accounts, like the tax-free savings account (TFSA) and first home savings account (FHSA). Plus, not all RRSPs are built the same—you’ll want to compare the saving and/or investing options they offer, as well as their interest rates and fees. Here’s everything you need to know to set yourself up for RRSP success.
How to choose an RRSP
Before diving into our picks for the best RRSPs, think about how you want to use the account: saving or investing. Some RRSPs serve as high-interest savings account (HISAs), offering a better rate of return on your savings than a regular savings account. Some allow you to hold guaranteed investment certificates (GICs)…
