How to earn more rewards with your credit cards Mar 30th

TSX getting you down? There are always sound investment alternatives.
Latest News

Poilievre calls for ethics committee to investigate B.C. ‘condo bailout’ - CTV News Jun 28th

Poilievre calls for ethics committee to investigate B.C. ‘condo bailout’  CTV NewsCarney defends $1.45B plan to convert unbought B.C. condos to affordable rent-to-own  CBCOttawa and B.C. to buy up unsold condos, Airbnb’s failed World Cup play, Home of the Week and more top .... More »
 assets

Do you need market-neutral ETFs in your portfolio? Apr 23rd

In August 2025, I wrote about a concept that started gaining traction among financial advisors: the 40-30-30 portfolio. This allocation emerged in the aftermath of the 2022 bear market, when rising inflation and aggressive interest-rate hikes caused both stocks and bonds to decline at the same .... More »

The best GIC rates in Canada for 2026 Jun 16th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »

What to expect from Mark Carney’s fiscal update amid high deficits and rising risks - Toronto Star Apr 26th

What to expect from Mark Carney’s fiscal update amid high deficits and rising risks  Toronto StarCarney faces pressure to show results in spring fiscal update: former PBO  Global NewsLiberals must show results in spring economic update: former PBO  Winnipeg SunCarney .... More »

House rich, cash poor: When a reverse mortgage might make sense Jul 15th

Reverse mortgages were at one time considered the Wild West of financial products, associated with aggressive and even predatory sales tactics targeting seniors in the United States. Fairly or not, that reputation has instilled some wariness in Canada, where regulations have long been more stringen.... More »
If you’re like many Canadians, you may feel your credit card rewards aren’t delivering as much value as they could. After all, cards are often marketed with generous welcome bonuses and the promise of effortless cash back, travel points, statement credits, and more. If those rewards don’t seem to add up over time, it’s worth taking a closer look at how you’re using your cards.

The good news is that earning more rewards doesn’t have to mean spending more. With a more intentional approach, you can make everyday spending work harder for you. Here’s how to refine your credit card habits, stay within your budget, and unlock more value so you can fully tap your reward potential..

How to maintain healthy spending habits while optimizing reward potential

It’s easy for cardholders to fall into the trap of chasing rewards and lose sight of their spending, but maximizing rewards doesn’t have to come at the expense of financial health. With the right approach, you can earn meaningful rewards while staying mindful of your budget and avoiding unnecessary debt…

Continue Reading On moneysense.ca »

Share

PinIt
Compare insurance quotes through Kanetix.ca - save time and money!