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The best GIC rates in Canada for 2026 May 4th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
Why are we so afraid of financial mistakes? + MORE Jul 17th
Growing up, I heard one saying repeatedly: the early bird gets the worm. Like so many childhood proverbs, I accepted it without much thought—one of those quiet truths adults repeat often enough that children stop questioning them.
For most of my life I assumed it was a lesson about hard w.... More »
The new financial roadmap for Gen Z and young Canadians + MORE Jun 19th
Young people don’t need another slew of statistics telling them their financial lives will be different from their parents’ generation. They need a plan.
Education is expensive, homeownership is delayed, careers have evolved. There’s a new set of milestones for financial adulthood, an.... More »
Online “finfluencers” grow up + MORE Jul 3rd
If you’re someone near or at retirement, has a column like the one you’re now reading ever “finfluenced” any of your financial decisions? Increasingly, many Canadian investors are turning to a new generation of voices online, a trend that regulators are starting to watch more closely.
.... More »
The best GIC rates in Canada for 2026 + MORE Apr 27th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
How to earn more rewards with your credit cards
– moneysense.ca
If you’re like many Canadians, you may feel your credit card rewards aren’t delivering as much value as they could. After all, cards are often marketed with generous welcome bonuses and the promise of effortless cash back, travel points, statement credits, and more. If those rewards don’t seem to add up over time, it’s worth taking a closer look at how you’re using your cards.
The good news is that earning more rewards doesn’t have to mean spending more. With a more intentional approach, you can make everyday spending work harder for you. Here’s how to refine your credit card habits, stay within your budget, and unlock more value so you can fully tap your reward potential..
How to maintain healthy spending habits while optimizing reward potential
It’s easy for cardholders to fall into the trap of chasing rewards and lose sight of their spending, but maximizing rewards doesn’t have to come at the expense of financial health. With the right approach, you can earn meaningful rewards while staying mindful of your budget and avoiding unnecessary debt…


