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A comprehensive guide to Canadian infrastructure ETFs
– moneysense.ca
According to a forecast by Oxford Economics prepared for PwC, Canada will require roughly $4.7 trillion in infrastructure investment by 2050 to support economic growth, population expansion, and the replacement of aging assets. And it is not just private-sector forecasters highlighting the opportunity.
The Parliamentary Budget Officer estimates that the federal government will spend approximately $159 billion on infrastructure between fiscal years 2025-26 and 2029-30. Importantly, that figure excludes the recently adopted NATO 5% spending target and therefore primarily reflects civilian infrastructure investments rather than defense-related projects.
That need comes at a particularly interesting time. After recently recording two consecutive quarters of negative gross domestic product (GDP) growth, Canada entered what economists commonly refer to as a technical recession.
For policymakers, infrastructure spending is often viewed differently than other forms of government expenditure because it can increase the economy’s productive capacity and support private-sector investment for decades…
Having a will is essential (and easier than you think)
– moneysense.ca
Writing a will is one of those things that tends to sit on your to-do list indefinitely, right up there with organizing old paperwork or finally cleaning out the basement. You know it matters and that you’ll get to it eventually, but it never seems to make it to the top of the priority list.
Since there isn’t a clear deadline, and it’s not exactly a fun topic to think about, many Canadians are still without a will. But if you’ve spent years building your life, your wealth, and your family’s future, a will is one of the simplest ways to protect it.
What does a will actually do?
A will is often misunderstood as a complicated legal document full of technical jargon, but at its core it’s surprisingly simple. It answers three key questions:
Who handles everything when you’re gone? (Your executor)
Who gets your assets? (Your beneficiaries)
Who takes care of your children or pets? (Your trustee and/or guardian, if applicable)
Think of your will as a high-level instruction manual for how to handle your affairs when you are no longer here…
