How to go about securing the best rate and plan for your credit card in Canada.
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How to get the pension income tax credit + MORE Feb 12th
Q: I am 65 years old and will have income for the next three years. I want to open a Registered Retirement Income Fund (RRIF) and transfer some money into it to take advantage of the pension credit on a $2,000 withdrawal. While doing so, can I then turn around and use that $2,000 as part of my con.... More »
Study: Credit card agreements unreadable to most Americans + MORE Sep 8th
Despite a U.S. campaign for simplicity, contracts remain indecipherable, written at a grade level beyond the Average American's understanding.... More »
My take on Bank of America’s updated Cash Rewards card Dec 22nd
The Bank of America Cash Rewards credit card allows you to earn extra cash back on many everyday expenses, if you have a well-stocked bank account with Bank of America or Merrill Lynch..... More »
Annual fee vs. rewards value: Canadian credit cards worth the cost in 2026 Jun 13th
When choosing a credit card, the annual fee is one of the biggest considerations. In Canada, fees vary widely, from $0 to nearly $800 a year—and it’s easy to assume that paying more automatically means getting more value. But that isn’t always true.
A high-fee card can deliver strong reward.... More »
What you need to know about REITs Dec 1st
I crouched down to see the ants crawling along the baseboard, coming together in a living insect puddle near the side door. I assured my tenant I would handle it, and called the pest management company to take care of the problem, giving them my credit card number and a few hundred dollars in the pr.... More »
Air Canada Earn Your Wings The Amazing Race Canada Edition – earn up to 200,000 bonus Aeroplan Miles
– RewardsCanada.ca
Air Canada’s Earn Your Wings promotion is back again this time being called The Amazing Race Canada Edition. Last seen in spring when the original Earn Your Wings promo was launched and once again the promotion has the same concept in that registered members complete certain activities (primarily flights) to earn RaceWings (last time they were just called ‘Wings’) and collect badges which also count to your RaceWings total. Depending on how many RaceWings and Badges you collect you could earn up to 200,000 Bonus Aeroplan Miles with this fall’s Earn Your Wings promotion.The promotion runs from Sep 24 to Dec 15 (however all Air Canada flights must be booked between Sep 24 and Nov 17, so flights booked before won’t count as we have seen with all of AC’s bonus promos of late) but you can pre-register now to receive 500 RaceWings.The details for the majority of the badges have not been revealed, we assume those will be made public on Sep 24 at which time we will do a follow up post. In the mean time be sure to pre-register to ensure you get 500 RaceWings instead of the 250 that is awarded after the promotion starts…China property developers hoarding $25-billion in cash
– theglobeandmail.com
Companies preparing for a possible credit crunch and another round of crackdowns on real estate speculation
Making the most of Canada’s Best Cash Back Credit Cards
– RewardsCanada.ca
You may recall his first post on Rewards Canada back in January but that post has been pulled because of so many changes in the Cash Back credit card category, so now Robb Engen revisits the topic of making the most of Canada’s best Cash Back Credit Cards. He is the co-founder of the popular personal finance blog Boomer & Echo where he writes about Canadian personal finance and investing topics, and he’s an expert on the top cash back credit cards in Canada. I love earning and spending rewards but with two young kids at home the thought of redeeming travel points and hopping on a plane for a family vacation actually gives me heart palpitations. That’s why I prefer to use a cash back credit card instead of a travel rewards card to help supplement my everyday spending.But I’ve been frustrated with recent changes to some of the best cash back credit cards on the market. For example, after TD bought MBNA it slashed the amount of cash back you could earn with the popular Smart Cash card…
