There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Latest News
Christie's Tax Advance + MORE May 16th
His rate cut proposal is superior to Marco Rubio’s child credit..... More »
Bumped from a flight? Credit card tips to keep your seat + MORE Aug 14th
Credit card benefits like priority boarding can help you keep your seat in case your flight is overbooked. If you're bumped, we've got you covered with these travel tips..... More »
Using a HELOC as an investment strategy: not as taboo as you might think + MORE Jul 25th
Ask MoneySense
I wish to leverage my HELOC to invest in dividend-paying investments. How would you advise I approach this? Is this an effective tax savings tool? Is there any financial institution or products you would advise?
—Martha
Borrowing from a home equity line of credit
You know,.... More »
Free bank accounts for low-income seniors, youth May 28th
OTTAWA – Finance Minister Joe Oliver is expected to announce he has secured agreement from Canada’s big banks on no-cost banking services for low-income seniors and other financially vulnerable Canadians.
The minister has scheduled an announcement at a senior’s centre in Ottawa for noon.
The a.... More »
Freedom Mobile server leak exposed customer data - TechCrunch + MORE May 7th
Freedom Mobile server leak exposed customer data TechCrunchFreedom Mobile Server Leak Exposes Customer Credit Cards, Email Addresses, More iPhone in CanadaView full coverage on Google News.... More »
Oct 10 Update: Rewards Canada Blog comment changes, Amex Tim Hortons Offer, up to 3x FlySmiles for Hilton Stays
– RewardsCanada.ca
Here is your Thursday in the world of travel rewards! Don’t forget to vote! rewardscanada.ca/vote News, Tips & Tricks Rewards Canada Update! You may have noticed that we have changed the comments portion on the blog here. We have moved over to Disqus, which we have been using on the FFB blog for sometime. It provides a more powerful commenting platform than blogger and also provides for better tracking of comments, especially when it comes to contest posts. (Hint Hint!) That being said over the past few months there have been an influx of readers posting their American Express referral links for the larger sign up offers than what is provided by Amex themselves. We have let most of these slide especially when they are for the same product as the main content of the post. As much as we don’t like moderating however, some of these comments will be pulled especially when the referral does not fall into the context of the post. For example today there was numerous comments from one reader pushing the American Express AeroplanPlus Gold card and they posted it on a post about the Scotiabank Gold American Express card…Use Your Credit Card To Protect Your Purchases
– canadianfinanceblog.com
Whenever you make a purchase, you are taking a risk. What happens if the product is defective? Worried about making a purchase online? What if an order never arrives? Or a company goes out of business and you are unable to return an item?If you paid with your credit card, you can use an option available to you called chargeback. This is one of the protections that often come with credit cards. When you pay cash, you are entirely dependent on the retailer to refund you the money, unless you want to make a legal issue of the situation. It is also quite difficult to get a refund if you use a debit card for a purchase. The money is already taken out of your bank account, and getting it put back can be a hassle (and maybe even impossible).With a credit card, though, you have the option to ask for a chargeback from the credit card issuer.What is a Chargeback?A chargeback is the reversal of a disputed charge on your credit card. The card issuer can decide to refund your money, returning it to your card, and then pursue the funds from the retailer…
