How to go about securing the best rate and plan for your credit card in Canada.
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Great credit score means you should reap rewards + MORE Nov 4th
The longer you've used credit successfully, the less harm you'll do by getting some new cards, and big sign-up bonuses make it worthwhile.... More »
Top 5 Credit Card Sign Up offers for September - These cards provide some of the best value out of their welcome bonuses + MORE Sep 11th
Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of September! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition (sign up) offers. As always when choosing a card you should al.... More »
Over 40 new American Express Cobalt Card Confirmed Multiplier locations Oct 11th
Our American Express Cobalt Card Confirmed Multiplier Locations feature received a nice big update over the past few days thanks to Andre, Ben and ourselves. Andre provided a bunch more locations Quebec, Ontario, Atlantic Canada and Europe. Ben gave us our first non-chain locations in Sudbury and we.... More »
Air France KLM Flying Blue World Elite Mastercard is officially here + MORE Oct 27th
Soft launched a few weeks ago and covered on the Rewards Canada blog and podcast, the Air France KLM World Elite MasterCard® powered by Brim Financial is officially here. A press release from Air France KLM Flying Blue marked the hard launch of the card today. If you missed our blog post from a f.... More »
September 23 Update: Spend $350 at William Ashley get $50 with Amex Offers, weekly beauty bonuses from Rexall & Shoppers plus WestJet adds Dreamliner to Vancouver-Toronto route Sep 24th
Earlier in the week I brought you the details of the new Amex Offers offer for Amazon Prime (looks like it met the 5,000 member limit quickly) but I forgot to mention on that same day that an offer for William Ashley returned. The offer provides a $50 statement credit when you spend at leas.... More »
How To Build An Emergency Fund
– canadianfinanceblog.com
So you’ve paid off all your debt and want to start to build your savings and investments? Before you start working on building up your RRSP, your first savings priority should be an emergency fund.I’ve mentioned previously that I don’t believe an emergency fund makes much sense if you still have debt. By paying down debt on a credit card or credit line, you then free up that balance, which could be re-borrowed in the event of an emergency.At the same time, paying down your debt, especially if it is high interest debt, allows you to stop wasting money on interest payments. The longer you are in debt, the less money you have to build up your own wealth. One of the best things you can do for yourself is to get rid of high interest debt as soon as possible. Once that is done, it’s time to build an emergency fund.Why an Emergency Fund MattersIf your debts are paid off, an emergency fund acts as a form of insurance. The money is there if you truly need it, without having to go into debt or withdraw from your RRSP…Tells us your Distinction plans for a chance to win 25,000 Aeroplan Miles!
– RewardsCanada.ca
Back in June Aeroplan announced a whole set of changes to the program. One of which was the introduction of Distinction, their new recognition program for high Aeroplan mileage earners. distinction is an elite status program much like the elite programs you find with most major frequent flyer or frequent guest programs. It rewards you for being extra loyal to the program with key benefits and features. You can read more about distinction from our coverage in these two posts:BIG NEWS from Aeroplan! Seven Year Mileage Expiration being canceled, one way mileage awards being lowered, TD Bank to issue Aeroplan Credit Cards and more!Expanded thoughts and comments on the recent Aeroplan changes What do people think of Distinction? Well it does seem to be receiving some good feedback on Aeroplan’s social media channels:Now we want to know what you think! Aeroplan and Rewards Canada have teamed up to see what Rewards Canada readers and subscribers are doing to earn Distinction status and what status level you hope to achieve for 2014 by having you comment here on the blog and/or on Twitter…
