30 days – 1.50% + MORE Jan 19th

This GIC rate is offered by DUCA Financial Services and was updated on 2014-01-06. Click on the link above to get more details or apply online.

This GIC rate is offered by Oaken Financial and was updated on 2013-02-04. Click on the link above to get more details or apply online.

To keep me honest but also focused I post my financial goals on My Own Advisor.  One thing I’ve learned over the years is I have a much better chance at realizing my goals if I write them down and keep them visible.  This blog is an enabler for that.
Last year, we accomplished all our financial goals.  Here’s a recap of what and where we saved:

Put $300 lump sum payments on our mortgage every month ($3,600).
Make a healthy contribution to one TFSA ($8,000).
Save for a take and take a great trip ($4,000).
Do not incur any new debt in the process.

This year, our major goals remain the same (continue to kill debt, save money and invest money).   Spending less than you earn and paying yourself first are the foundations of financial freedom, a position we hope to be in around our late-40s if possible.  Over the last few years, our savings rate has increased which has allowed us to purchase more investments in our portfolio.  A higher savings rate will accelerate this goal.  Life is also for the living so money saved in 2014 beyond these goals will likely go to entertainment and travel and updates for the house…

This GIC rate is offered by Oaken Financial and was updated on 2013-10-17. Click on the link above to get more details or apply online.

This GIC rate is offered by Oaken Financial and was updated on 2013-02-04. Click on the link above to get more details or apply online.