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Latest News
Liberals 'double down' on deficit spending amid improving economic outlook + MORE Oct 25th
The federal Liberal government has surpassed its own deficit projections by billions of dollars thanks to a roaring economy, but it has earmarked much of those savings for increases to the Canada child benefit and a more generous tax credit for low-income earners..... More »
American Express Front Of The Line gets even better with a new multi-year agreement signed with Live Nation + MORE Oct 22nd
You may recall our post from nearly a month ago where we discussed what we think is one of the unsung benefits of American Express Cards: Front Of The Line which is part of the overarching Amex Invites program. Further to that post, we have great news to pass along to our readers and American Expres.... More »
Big 100,000 point bonuses on the CIBC Small Business Aventura and Aeroplan cards! Sep 14th
CIBC recently updated the welcome bonus offers on their suite of Aeroplan and Aventura small business credit cards! All versions of the cards are now available with limited time offer of 100,000 Aeroplan or Aventura points along with no annual fee in the first year. If you run a business and can ach.... More »
Taking care of business + MORE Sep 21st
(The Windsor Star)
The economy has changed dramatically in the 30 years since Doug Bergeron first entered the work force and, of course, Bergeron, 53, has changed with it. Best known for leading the group that purchased the credit- and debit-card terminal maker VeriFone from Hewlett-Packard for $50 .... More »
When credit card interest is applied + MORE Aug 19th
Newbies often don't know that most cards can be used without paying interest.... More »
A reality check for Couch Potatoes
– moneysense.ca
The investment industry never misses an opportunity to take credit for outstanding performance. In fact, many mutual fund providers crow about their returns even when they’re mediocre or downright bad compared to appropriate benchmarks. One of my recent favorites was an ad that read: “Over the 1-year period, 91% of Trimark global equity funds returned 10% or more.” This is touted as an impressive accomplishment, but during this one-year period (ending September 30, 2013), the MSCI World Index was up over 21%. An actively managed global equity fund that returned even 15% would have been an absolute dog.
The recent performance of my model portfolios has been excellent: in 2013, the humble Global Couch Potato returned more than 15%, and over the last five years, a balanced index portfolio could easily have achieved 10% annualized returns. But if you’re a passive investor, it’s important to understand this performance simply reflects that we’ve enjoyed a five-year bull market in stocks—not to mention five years of bond returns that were higher than most people expected…
The recent performance of my model portfolios has been excellent: in 2013, the humble Global Couch Potato returned more than 15%, and over the last five years, a balanced index portfolio could easily have achieved 10% annualized returns. But if you’re a passive investor, it’s important to understand this performance simply reflects that we’ve enjoyed a five-year bull market in stocks—not to mention five years of bond returns that were higher than most people expected…
