How to go about securing the best rate and plan for your credit card in Canada.
Latest News
Remove authorized users before filing for bankruptcy - CreditCards.com + MORE Jan 12th
When things start to go south, immediately remove any authorized users to prevent bad credit marks from showing on their credit reports..... More »
3 ways to strengthen weak or nonexistent credit + MORE Jul 13th
Building up your credit will take work and time. But knowing where to get started is key.... More »
Warren Buffet's company buys into troubled Home Capital Group + MORE Jun 22nd
Home Capital Group Inc. says American investment firm Berkshire Hathaway Inc. has agreed to indirectly acquire $400 million of its common shares in a private placement and provide a new $2 billion line of credit to its subsidiary, Home Trust Company..... More »
Update! Tangerine Money-Back Credit Card Review Nov 27th
Update, November 27, 2019:
Apply for a Tangerine Money-Back Credit Card by December 31, 2019 and receive a $75 e-Gift Card from RateSupermarket.ca when your application is approved.
Looking to earn cash back on your daily expenditures? Don’t want to pay an annual fee? Enter the Tang.... More »
Clash of the Credit Cards! BMO Ascend World Elite Mastercard vs. TD First Class Travel Visa Infinite Card Jan 27th
Welcome to another Rewards Canada Clash! This time in our Clash of the Credit Cards we have two flag ship proprietary rewards cards battle it out! Those cards are the BMO AscendTM World Elite®* Mastercard®* and the TD First Class Travel® Visa Infinite* Card. In this match up we look at over half .... More »
A quiet end to the week with mainly only bonuses added to the Rewards Canada site. News, Tips & Tricks In the bonus offers section you’ll notice the latest Air France KLM Flying Blue promo awards are out but unfortunately no Canadian cities served by Air France or KLM are included in the latest set of offers for flights in May and June. Bonus Offers Air France KLM Flying Blue- Save up to 50% with Promo Awards Save 25% to 50% on the Award Miles usually required for award ticket. Destinations vary by each promotional period. More… Book between Mar 1 & 31 for travel between May 1 and Jun 30, 14Air Miles- 2,500 Bonus Air Miles with the American Express® Air Miles® Reserve Card when you charge a total of $3,000 in purchases to your Card within your first three months of Cardmembership. More… Until Apr 30, 14 – 1,200 Bonus Air Miles with the American Express® Air Miles® Business Card when you charge a total of $5,000 in purchases to your Card within your first three months of Cardmembership…
Bust Those Winter Money Blues
– ratesupermarket.ca
Forget robins: the real signs of pending spring – sliding mortgage rates, holiday debt repayment and the onslaught of tax season – have arrived! And while there’s still a few weeks of minus double digits to go, it’s time to set our sights – and finances – on a sunnier path.
3 Foolproof Ways To Bust Your Money Stress
Are debt worries keeping you up at night? Do you find yourself turning to credit – even for small, everyday expenses? Escaping a debt spiral can be daunting, especially the high interest credit card variety. Read on for our top tips for breaking the cycle, and taking control of your credit, once and for all.
Read Melissa’s Blog | 3 Foolproof Ways To Bust Your Money Stress
Fall In Love With A Record Low Mortgage Rate
Will mortgage rates tumble lower in advance of the seasonally hot spring market? We’ve seen five-year fixed rates go as low as 2.98% on our Best Rates table – and our expert Mortgage Rate Outlook Panel says it’s possible that more discounting could be in store…
The Great Canadian Debt Poll
– ratesupermarket.ca
Debt in Canada is a growing issue – our nation’s debt load has hit $1.422 trillion, and the household debt-to-income ratio has reached 163.7 per cent! And that’s not slowing consumers down – a recent Equifax study found that non-mortgage debt has increased to $518.3 billion, up from $497.4 billion from 2013.
It’s time to come clean about our debt habits! Take our Canadian Debt Truth poll, and you could WIN a $100 gift card.
TAKE THE POLL>
Stop That Credit Card Debt Spiral
Trying to pay down your credit card balance, but can’t keep up with those huge interest charges? Try moving your balance to an option with a low balance transfer feature, which will give you a bit of an interest vacation. It’s a great way to pay down your principal debt amount, and take control of your credit, once and for all?
Our pick: MBNA Platinum Plus® MasterCard® credit card
This card features:
0% annual interest rate† (AIR) on balance transfers* and deposits* for the first 12 full months…
Flowers don't impress when sent on Feb. 19: Roseman
– thestar.com
When online florist Bloomex missed Valentine’s Day delivery for some clients, it promised to reschedule or give a credit. But shoppers said that wasn’t enough.
Tim Hortons’ double Roll-Up-The-Rim cup is genius business innovation
– canadianbusiness.com
To me, Tim Hortons coffee tastes like hot sadness. I’m a bit of a snob that way. But every year, around this time, I’m still in the Tims’ line most days, waiting for my swilly fix. Why? It’s simple. I love Roll-Up-The-Rim-To-Win. I know it’s irrational. I know the extra money I spend on coffee is near statistically certain to outweigh the value of any prizes I might win. But I do it anyway. I just love to roll those stupid cups.
This year I love it twice as much. To celebrate Tims’ 50th anniversary, the chain has added a second, bonus, roll to every cup. It’s genius, in a way—the kind of innovation that costs almost nothing in development or execution that can result in heaps of free media (like this blog post), renewed interest and maybe even extra sales.
The extra genius thing, for the company, is that there aren’t even that many prizes available on the bonus roll. Your first, classic roll can win you one of 40 Toyota Corollas, a gift card, a prepaid credit card or (most likely) a free coffee or donut…
