Bank's mortgage life insurance has flaws: Roseman + MORE Jul 6th

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Employee Benefits vs Individual Health Insurance Plans + MORE Jan 30th

In this article we examine what the phrase "health insurance" actually means. We first highlight the difference between government-managed healthcare systems and private health insurance. We then compare and contrast the two types of health insurance available to Canadians: employee benefits and ind.... More »
 insurance agents

Fort McMurray fire: Home insurance and clean up tips + MORE May 10th

(Ryan Remiorz/The Canadian Press via AP) The fires raging through northern Alberta have galvanized a province and moved a country. The images are horrific. The stories are both inspirational and heartbreaking. It’s a story close to my heart (despite the almost 4,000 kilometres that separate me fr.... More »
 insurance companies

Canada’s best travel credit cards 2020 + MORE May 15th

With a good travel credit card in your name, going on a trip can suddenly become affordable. And, you can get even more value if you sign up for the right travel credit card—one that doesn’t just focus on points, but also has perks such as lounge access, amazing insurance coverage and the flexib.... More »
 renters insurance

Tenant Insurance: How much is your stuff worth? + MORE Nov 11th

Tenant insurance is what stops a bad situation from becoming a true worst-case scenario. It protects you from the immediate results of a bad situation, in three very important ways: Contents, additional living expenses and liability. Those are insurance terms, but here’s what they actually mean to.... More »
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Berkshire profit climbs 9.8 per cent on insurance, railroad + MORE May 3rd

Net income rose to $5.16-billion (U.S.), or $3,143 per share .... More »
Hypertension, also referred to as high blood pressure, is a common medical condition that often occurs as we get older. A person with high blood pressure is not automatically excluded from getting a life insurance plan however. In fact, getting life insurance at standard rates is possible if the hypertension has been stabile for a substantial period of time (1 or 2 years). Read on for likely underwriting outcomes as well as factors looked at during the underwriting process for an applicant with hypertension.

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Banks put pressure on mortgage borrowers to take their life insurance. But they don’t explain the consequences of answering questions quickly.

Continue Reading On thestar.com »

ATLANTA – Policies for children represent a small fraction of the life insurance market, but they made the news this week after a court hearing for a Georgia man accused of killing his young son by leaving him in a hot car.
Testimony and court documents revealed that Justin Ross Harris and his wife had two life insurance policies for 22-month-old Cooper Harris, one for $2,000 and one for $25,000.
Prosecutors have portrayed the 33-year-old Harris as an unhappy husband who was exchanging nude photos with several women. Defence attorneys say the death was a tragic accident. Harris remains in jail charged with murder and child cruelty.
The insurance policies were mentioned among numerous details from the evidence against Harris and weren’t singled out by prosecutors in their arguments.
Still, the case has drawn attention to policies that families sometimes purchase for children. Here are five things to know about the children’s life insurance market.
— HOW DO THE POLICIES FOR CHILDREN WORK? The policies are typically purchased by parents, grandparents or anyone directly related to the child, according to Steve Weisbart, chief economist for the Insurance Information Institute…

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A year after the Toronto floodInsurance premiums are higher, and so is demand for basement flood protection.

Continue Reading On thestar.com »

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