How leaving a tiny card balance each month affects credit score + MORE Sep 18th

Those numbers on the front of your credit card? They aren’t just random. They give away specific information about your card and where it comes from

Keeping the balance-to-credit ratio low, paying in full and on time is a better way to get the most from your secured card

TORONTO – Costco Wholesale Canada and its only credit card supplier, American Express, are severing their 15-year relationship.
Costco spokesman Ron Damiani says that Dec. 31 will be the last day that the retailer’s 88 Canadian stores will payment by Amex.
The company hasn’t disclosed what will replace Amex, but Damiani says information about new options will be provided soon.
An American Express spokesman says the two companies have had a good relationship, but couldn’t come to terms on a new agreement.
Amex’s director of proprietary cards declined to provide details about the split, but said it only affects the Canadian operations.
Costco is known for its no-frills warehouse-type stores that require shoppers to sign up for memberships and limited payment choices — primarily debit card, cash and American Express.
“There was a time when we didn’t accept any credit cards. Since we started the agreement with American Express, we only accepted American Express cards,” Damiani said from Costco’s Canadian head office in Ottawa…

Costco Wholesale Canada is switching credit card partners at the end of this year.

The days of free checked baggage are done for those flying on cheap fares and not holding elite status. News, Tips & Tricks As we predicted (and most everyone else too) Air Canada has gone ahead and matched WestJet by adding first checked bag fee for flights within Canada. We had a faint hope that Air Canada wouldn’t do this to keep a marketing advantage….. well actually we didn’t, why would any airline in their right mind give up that potential revenue that their competitors are now earning right? There are some other small baggage changes all of which can be seen in this graphic: Travel Deals Today is the last day to book flights with the amazing Qatar Airways Global Sale. Why is it amazing? Well $2,730 all in for business class between Montreal and Singapore is just one of those reasons! You have to book by 11:59EST today for travel between Sep 21 and Jun 25, 15. You can book this great offer at Qatar Airways  Bonus Offers Air Canada / Aeroplan- Earn 7,500 Bonus Aeroplan Miles when you complete two separate stays at participating Radisson Hotels Worldwide…