The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Find your tribe on a themed cruise + MORE Feb 24th
(Image credit: Royal Caribbean International)
They run the gamut from nudism to knitting, from chess to cheese. From the sublime to the faintly ridiculous, there seems to be a cruise for everyone.
From small groups that gather for special events to full-ship charters, what these cruises have in comm.... More »
RWRDS Daily Update Dec 9: Clarifications on Air Canada Basic Fares for co-brand credit card holders Dec 10th
Clarifications on Air Canada Basic Fares for co-brand credit card holders, Aeroplan point matching week for Give A Mile: Let’s hit that new goal of 100,000 points for flights of compassion and catch up on This Week in RWRDS. Check out today's points & miles updates here:
The post RWRDS Daily .... More »
Half of college students aren’t checking their credit reports + MORE Aug 25th
Many Americans 18-24 are wielding credit cards responsibly, but there’s a need for more credit education, a new Equifax study and money experts say..... More »
TFSA contribution room calculator Dec 11th
Tax-free savings accounts (TFSAs) are one of the most popular tools for retirement savings. Since you contribute funds that you’ve already paid taxes on, you’ll enjoy tax-free growth. However, the government places limitations on how much you can contribute every year and overall. This is known .... More »
RWRDS Daily Update – October 27, 2023 + MORE Oct 28th
Earn up to 3x points when you dine at the Shangri-La Toronto or Vancouver, Earn 5x points on Apple purchases made via the Aeroplan eStore & a new Amex Offer for Oceania Cruises. Check out today's points & miles updates here:
The post RWRDS Daily Update – October 27, 2023 appeared first o.... More »
U.S. Bank refunds $48 million for add-ons
– creditcards.com
The Consumer Financial Protection Bureau extended its crackdown on bank add-on products to U.S. Bank, which charged for credit protection products that consumers didn’t always receive
Forget the 30 percent credit utilization 'rule' – it's a myth
– creditcards.com
When it comes to credit utilization and your credit score, a very low credit-to-borrowing ratio is best, and it’s a myth that your score falls off a cliff once you hit 30 percent
S&P returns GM credit rating to investment grade after 9 years in junk territory
– canadianbusiness.com
DETROIT – Standard & Poor’s has returned General Motors to investment grade after rating it junk for nearly a decade.
The firm upgraded GM’s corporate credit rating Thursday one notch to “BBB-” — its lowest investment grade — from “BB+.”
Standard & Poor’s Rating Services lowered GM to junk status in 2005, four years before its bankruptcy. The automaker recovered and earned $4.7 billion last year.
S&P says it expects GM will sustain its improving profits in North America and achieve profitability in Europe soon. It also noted GM’s strong sales in China.
It says GM’s recall of more than 29 million vehicles this year is a negative but will manageable given the automaker’s strong liquidity.
Shares in General Motors Co. rose 17 cents to $33.04 in after-hours trading.
The post S&P returns GM credit rating to investment grade after 9 years in junk territory appeared first on Canadian Business.
The firm upgraded GM’s corporate credit rating Thursday one notch to “BBB-” — its lowest investment grade — from “BB+.”
Standard & Poor’s Rating Services lowered GM to junk status in 2005, four years before its bankruptcy. The automaker recovered and earned $4.7 billion last year.
S&P says it expects GM will sustain its improving profits in North America and achieve profitability in Europe soon. It also noted GM’s strong sales in China.
It says GM’s recall of more than 29 million vehicles this year is a negative but will manageable given the automaker’s strong liquidity.
Shares in General Motors Co. rose 17 cents to $33.04 in after-hours trading.
The post S&P returns GM credit rating to investment grade after 9 years in junk territory appeared first on Canadian Business.
OTTAWA –As Prime Minister Stephen Harper prepares to celebrate the end of Canada’s free-trade negotiations with Europe on Friday, there is persistent concern that two unhappy eastern European countries could still derail the deal.
Canada requires a visa for travellers from Romania and Bulgaria and some European diplomats worry that one or both of the countries could block ratification of the agreement if the requirement is not lifted, The Canadian Press has learned.
Harper is to host European Commission President Jose Manuel Barroso and European Council President Herman Van Rompuy for a Canada-EU summit Friday in Ottawa.
The event is being touted as a victory lap in what has been a protracted five years of negotiation of the wide-ranging trade and investment pact with Europe, known as CETA.
But one western diplomat, close to the talks, says the Romanian and Bulgarian visa issue remains an irritant.
“There is still a problem with the Romanians and Bulgarians. Canada requires a visa for them, which upsets them a lot,” said the diplomat, who agreed to discuss the matter on the condition they not be identified…
Canada requires a visa for travellers from Romania and Bulgaria and some European diplomats worry that one or both of the countries could block ratification of the agreement if the requirement is not lifted, The Canadian Press has learned.
Harper is to host European Commission President Jose Manuel Barroso and European Council President Herman Van Rompuy for a Canada-EU summit Friday in Ottawa.
The event is being touted as a victory lap in what has been a protracted five years of negotiation of the wide-ranging trade and investment pact with Europe, known as CETA.
But one western diplomat, close to the talks, says the Romanian and Bulgarian visa issue remains an irritant.
“There is still a problem with the Romanians and Bulgarians. Canada requires a visa for them, which upsets them a lot,” said the diplomat, who agreed to discuss the matter on the condition they not be identified…
OTTAWA –As Prime Minister Stephen Harper prepares to celebrate the end of Canada’s free-trade negotiations with Europe on Friday, there is persistent concern that two unhappy eastern European countries could still derail the deal.
Canada requires a visa for travellers from Romania and Bulgaria and some European diplomats worry that one or both of the countries could block ratification of the agreement if the requirement is not lifted, The Canadian Press has learned.
Harper is to host European Commission President Jose Manuel Barroso and European Council President Herman Van Rompuy for a Canada-EU summit Friday in Ottawa.
The event is being touted as a victory lap in what has been a protracted five years of negotiation of the wide-ranging trade and investment pact with Europe, known as CETA.
But one western diplomat, close to the talks, says the Romanian and Bulgarian visa issue remains an irritant.
“There is still a problem with the Romanians and Bulgarians. Canada requires a visa for them, which upsets them a lot,” said the diplomat, who agreed to discuss the matter on the condition they not be identified…
Canada requires a visa for travellers from Romania and Bulgaria and some European diplomats worry that one or both of the countries could block ratification of the agreement if the requirement is not lifted, The Canadian Press has learned.
Harper is to host European Commission President Jose Manuel Barroso and European Council President Herman Van Rompuy for a Canada-EU summit Friday in Ottawa.
The event is being touted as a victory lap in what has been a protracted five years of negotiation of the wide-ranging trade and investment pact with Europe, known as CETA.
But one western diplomat, close to the talks, says the Romanian and Bulgarian visa issue remains an irritant.
“There is still a problem with the Romanians and Bulgarians. Canada requires a visa for them, which upsets them a lot,” said the diplomat, who agreed to discuss the matter on the condition they not be identified…
