How to go about securing the best policy for your insurance in Canada.
Latest News
Housing market to slow in 2018 but prices to rise + MORE Dec 13th
TORONTO — New stricter mortgage rules are expected to slow the housing market next year, but prices are still expected to rise about five per cent, according to a report by Royal LePage.
In its market survey forecast, the real estate firm says its house price composite, which measures prices in 53.... More »
Why Offer Employee Benefits Feb 4th
What Every Small Business Owner Needs to Know
The current labour market has shifted and is now in favour of the employee. Coming out of the pandemic, there are more jobs available than there are people willing to fill them.
What does this mean to the average small business owner? In a nut shell, it.... More »
Best cash-alternative ETFs for Canadian investors 2026 Apr 30th
If the only investment account you have is a registered retirement savings plan (RRSP), you probably don’t need to concern yourself with cash or cash-equivalent holdings. But let’s say you’re in the market for your first home and you’re saving up a down payment. You can’t afford to lose mo.... More »
“Atrocious” Economic Conditions in Canada Expected for Q1 + MORE Apr 4th
Bank of Canada Governor Stephen Poloz is finally letting on how negative oil’s price dive has been for Canada’s economy – in fact, he says it has been “atrocious”. In a statement made to the UK Financial Times, Poloz gave some additional insight behind January’s .... More »
So You Got Caught: How a DUI Will Affect Your Auto Insurance Jun 16th
If you’ve been convicted of impaired driving in Canada or were caught driving with a blood alcohol level greater than .08, you are probably wondering what to expect from your auto insurance company. You likely have a Canada-wide restriction on driving and face a steep fine or jail time. You m.... More »
Smokers and Life Insurance: Do You Have Enough Coverage?
– ratesupermarket.ca
Considering the number of smoking-related deaths annually, one would think smokers would be wise to take out sufficient life insurance – but many don’t, causing potential financial problems for their families, according to research from UK-based Confused.com.
The gap between the amounts of life insurance coverage taken out by smokers compared to non-smokers means that those who light up regularly are at higher risk of leaving their loved ones exposed to financial hardship – should the worst happen.
Currently, 30 per cent of the UK population admit to being smokers, with one in five (20 per cent) classifying themselves as regular smokers – and the Canadian numbers are eerily similar.
According to the most recent Stats Canada data, 5.8 million Canadians smoke – roughly 20 per cent of the population.
Also Read: How to quit smoking and save money>
Many Regular Smokers Are Under-Insured
However, with only two thirds of Canadian households having any life insurance at all, it’s clear that many regular smokers are likely under-insured – a worrying statistic…
In retirement, is dental insurance worth the bite?
– thestar.com
Many people wonder if they should buy dental insurance in retirement. For those with discipline, the answer for many may be no.
