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You may be able to claim these commonly overlooked medical expenses on your tax return + MORE Feb 27th
Whether you do your own taxes or enlist professional help, you want to avoid leaving money on the proverbial table. Yet, a number of medical expenses are commonly overlooked by taxpayers when filing their tax returns.
Medical expenses may be eligible for a federal non-refundable tax credit on your t.... More »
Does a 21-year-old need life insurance? + MORE Jul 20th
Q: I am 21-years-old, studying full-time, working part-time, and I would like to know when is the “right” time to get life insurance and if I really need life insurance this young. I work in the banking services industry and I hear a lot of my customers discussing their insurance detail.... More »
Are you really ready to retire? Why many Canadians are struggling with retirement planning + MORE Mar 25th
Despite best intentions, many Canadians are not financially prepared for retirement. This reality is driven by a combination of factors: rising costs of living, growing debt levels, insufficient personal savings, and a lack of proper planning. Unexpected life events such as health challenges, job lo.... More »
2023 tax credits, due dates and when you can file: Your 2023 income tax return guide + MORE Mar 19th
You’ll want to bookmark the MoneySense guide for 2023 personal income taxes. We will be updating it frequently, as information becomes available and deadlines approach. Plus, we get answers from the experts you won’t find anywhere else, thanks to our Ask MoneySense and Ask A Planner columns.&nbs.... More »
The one inflation tool you need for your finances + MORE Feb 6th
If you don’t have a high-interest savings account (HISA), now is a good time to consider opening one. Why? HISAs pay more interest than regular savings accounts, and rates are particularly high right now. The amount you can earn on your deposited money may help offset rising inflation. And, last b.... More »
When do things go on sale? What to buy and when
– moneysense.ca
New Year. New budget. And new list of wants and needs.I’m not sure if you do this, but every year I re-visit the list of what to buy when. It’s that evergreen list of items to buy based on sales cycles. It’s a habit I picked up from my mom, long before the Internet became the essential tool for the savvy shopper.
Years ago, OK, decades ago, when my mom had to plan the family budget based on one-salary, she would strategize about when to buy the essentials and, from the savings, figure out what and when to buy the items on our desire list. I have to say: She rarely, if ever, bought something on her own desire list, but that’s for another day.
Now that I’m a mom myself, I find myself imitating my ma only with the aid of technology.
So, with a New Year and a new family budget, here’s my When To Buy for the Home/Family list:
January:
Air conditioners. OK. If you can find an A/C unit in your local hardward store, then you’ll probably get a great deal. Chances are, though, there won’t be any left…
We’ll find out in the spring budget whether the Harper government will double the Tax Free Savings Account limit. The odds are good.Top 10 Reasons to Abolish the Corporate Income Tax
– online.wsj.com
Tax complexity disappears, the obsession with after-tax profit vanishes and stock prices climb even higher.
We’ll find out in the spring budget whether the Harper government will double the Tax Free Savings Account limit. The odds are good.Earn, Save, Be Merry!
– ratesupermarket.ca
Happy holidays! We at RateSupermarket.ca hope you’re having a safe and festive season!
Now that the gifts are unwrapped and the family fed, your waistband likely feels fuller than your bank account – and unlike Rudolph’s nose, no one wants a red credit card statement. Need to get your savings back on track? Check out our rankings below for the best savings, chequing and GIC accounts in Canada.
In Savings: Money Lessons Learned from Classic Holiday Movies
Snuggling up to watch classic holiday movies is a must during the Christmas season – but did you know your seasonal faves offer financial lessons, along with all the heartwarming family fare?
Check out our favourite festive money moments.
Read Andrew’s Blog | Money Lessons Learned from Classic Holiday Movies
In Personal Finance: Top Tips for Boxing Day Shopping
Black Friday might be gaining popularity, but Boxing Day is still the top shopping day in Canada. Planning to hit the malls? Here’s what you need to know to shop smart for retailer discounts – and how to find the real deals…
Now that the gifts are unwrapped and the family fed, your waistband likely feels fuller than your bank account – and unlike Rudolph’s nose, no one wants a red credit card statement. Need to get your savings back on track? Check out our rankings below for the best savings, chequing and GIC accounts in Canada.
In Savings: Money Lessons Learned from Classic Holiday Movies
Snuggling up to watch classic holiday movies is a must during the Christmas season – but did you know your seasonal faves offer financial lessons, along with all the heartwarming family fare?
Check out our favourite festive money moments.
Read Andrew’s Blog | Money Lessons Learned from Classic Holiday Movies
In Personal Finance: Top Tips for Boxing Day Shopping
Black Friday might be gaining popularity, but Boxing Day is still the top shopping day in Canada. Planning to hit the malls? Here’s what you need to know to shop smart for retailer discounts – and how to find the real deals…
