How to go about securing the best rate and plan for your credit card in Canada.
Latest News
MoneySense has a new look + MORE Apr 25th
We have exciting news: MoneySense has made some upgrades. The core of what we do will stay the same—we’ll continue to bring you high-quality content from the best financial experts in Canada—but we have a fresh new look.
Why are we changing?
We want you to have the best possible expe.... More »
Should you get a store card after retailer files for bankruptcy? + MORE Oct 3rd
When a retailer like Toys R Us files for bankruptcy, it's often business as usual as the chain reorganizes. This includes credit cards and loyalty programs..... More »
Debt relief scam mars victim's credit rating + MORE Mar 14th
Debt relief scams often tell victims to stop paying debt accounts, leaving their credit rating in shambles due to defaults and delinquencies.... More »
Credit card bonus categories: What's ahead for 2019 + MORE Nov 30th
Two of the most popular cash back cards offer 5 percent bonus categories that rotate every quarter. With the calendar soon to roll over into 2019, it's a great time to re-examine them..... More »
How To Make The Most Of BMO Rewards Apr 15th
Not only is BMO one of Canada’s leading financial institutions, they’re also known for having a robust customer loyalty program, aptly named, BMO Rewards. With BMO Rewards, customers earn points that can be redeemed for everything from travel, to shopping and select luxury experiences. They can .... More »
6 ways to give a charitable donation by credit card
– creditcards.com
Choices abound for giving to charities by credit cards, but make sure you watch the fees and get your tax deduction
Travel cards' best signup point offers require excellent credit
– creditcards.com
Most rewards cards are targeted at people with excellent credit — with FICO scores of 750 and above. But if your credit is in the ‘good’ range, you still have options
Blissfully believing in ourselves in 2015
– macleans.ca
STScI/NASA/CorbisIn 2015 we may discover we don’t exist— or worse.
This may be the year humans are forced to confront the most profound existential questions. Are we alone? Are we special? Do we have free will? Do we even exist? Answers, whether we are ready for them or not, are just around the corner.
While we have long discarded the idea the Earth is the centre of the universe, we still accept the notion that our planet alone harbours life. But we probably won’t for much longer. There are seven probes on or orbiting Mars right now. The Philae lander is riding a comet while the Hayabusa 2 mission is chasing an asteroid. Astrophysicists discovered 800 new exoplanets in the last 12 months alone. All of these efforts are looking for water and organic molecules, and they are finding promising signs. It is no longer a question of if but when we learn we are not alone in the universe.
We may even create life before we find it elsewhere. Researchers in Cambridge just produced the first enzymes from a synthetic form of DNA…
The Best of MoneyWise 2014: Your Favourite Headlines
– ratesupermarket.ca
2014 has come and gone – what affected your bottom line this year? From navigating Canada’s steep housing market, to picking the perfect credit card, to trimming fees off everyday banking, readers turned to MoneyWise for expert advice and news – and we’re so glad you did!
To celebrate the start of 2015, we’ve brought back your favourite headlines of the year. Enjoy – and cheers to a fresh financial start in the new year!
CMHC Axes Second Home and Self Employed Mortgages
In April, Canada’s Mortgage and Housing Corporation, the entity that backs the majority of high-risk mortgages in Canada, announced the discontinuation of two of its products: coverage specific to self-employed buyers, and those looking to purchase a second home. While the Crown corporation stated the changes would affect only 3 per cent of applicants, the cuts presented challenges to those running their own businesses, or looking to rent out their property for profit.
Read more
CIBC-Aeroplan Transition: Customers Speak Out
When Aimia, the owner of Aeroplan rewards, announced they would partner with TD upon the expiration of their long-standing contract with CIBC, the latter lender called foul…
Canadians who are staggering under a hefty debt load may find that burden even heavier when their post-holiday credit card statements arrive.
