How to go about securing the best rate and plan for your credit card in Canada.
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Best credit cards for rental car insurance in Canada + MORE Mar 22nd
Many premium credit cards come with the benefit of rental car insurance. Understanding credit card rental car insurance can give you peace of mind and save you money the next time you hit the road. Let’s dive into the best credit cards in Canada with this type of coverage.
Best credit cards for.... More »
Apple Card could encourage banks to make their cards numberless too - MobileSyrup + MORE Mar 27th
Apple Card could encourage banks to make their cards numberless too MobileSyrupHow the brand-new Apple card compares to other credit cards Yahoo NewsMasterCard Says Other Banks Could Also Ditch Credit Card Numbers Like Apple iPhone in CanadaGoldman Sachs considering .... More »
Banking with a credit union can save on fees—but there are limitations + MORE Aug 28th
On the surface, banking with a credit union may seem a lot like a traditional bank. But it’s not.
Credit unions are similar to commercial banks in that they offer chequing and savings accounts, mortgages, business loans, online banking and registered savings plans—all for lower or no fees .... More »
Saving on purchases and for emergency funds, Canada’s extreme couponer shares her secrets + MORE Feb 14th
Who doesn’t want to save money. But Kathleen Cassidy takes it to the extreme… with extreme couponing. It all started when she was a student at McMaster University, couponing to get better value for her purchases and her money. Now, still living in Hamilton, Ont., she’s using her savvy to educ.... More »
Sticking to the long, slow credit rebuilding process + MORE Jan 22nd
After bankruptcy, garnishment, find a plan that works for you.... More »
Canadian small business owners looking to save money on credit and debit card transactions say the company they signed with ripped them off, in some cases for thousands of dollars.
Ontario Students Can Use Aeroplan Points to Pay Off Student Debt
– ratesupermarket.ca
Are you up to your ears in student debt? You’re not alone. Try these numbers on for size: the average university student graduated $22,000 in debt in 2013, while the average two-year college grad owed $13,000. That’s a tough way to enter the workforce, especially when there’s no guarantee you’ll land a well-paying job. With thousands facing five-figure debts, new grads are forced delay major life milestones, including buying a home, getting married and starting a family. In fact, RateSupermarket.ca’s Cost of the Future study found the average university student faces a 14-year timeline to pay off their student debt!
Also read: The Cost of Adulthood: Why New Grads Stay with Mom and Dad>
A New Take On Extra Credit
The Ontario government is throwing students a debt lifeline of sorts. A formal partnership has been reached between the Ontario Student Assistance Program (OSAP) and HigherEdPoints whereby students can apply accumulated Aeroplan miles against the balance of their student loan…
Rebuilding credit? Semisecured card may help
– creditcards.com
A semisecured card offers better terms than a secured card and can be a good stepping stone on the road to a conventional credit card
CIBC has become the first of the major banks to participate in suretap, a mobile payments system backed by wireless carriers Bell, Rogers, Telus, Koodo and Virgin.
CIBC, major wireless carriers back Suretap app
– moneysense.ca
(Getty Images)TORONTO – The Canadian Imperial Bank of Commerce (TSX:CIBC) has joined Canada’s major wireless carriers in backing the Suretap mobile payments app.
Rogers (TSX:RCI.B), Bell (TSX:BCE), Telus (TSX:T), Koodo and Virgin are all offering the mobile wallet across a range of Android and BlackBerry phones.
CIBC says its customers will be able to use Suretap to add their Visa or MasterCard credit cards to their smartphones.
That makes CIBC the first of the five biggest Canadian banks to announce its support of Suretap.
CIBC was also the first of the major banks to announce that its customers can conduct mobile banking via the Apple Watch.
The Suretap wallet uses near field communication (NFC) technology to make payments with a smartphone.
CIBC also has its own mobile payments app, which allows customers to charge purchases of up to $100 to a credit card.
“Our partnership with Suretap gives our clients choice when it comes to paying with their smartphone and builds on our commitment to delivering the payments solutions that reflect where are our clients’ needs are today and where they are going in the future,” Todd Roberts, senior vice-president of cards and payments innovation at CIBC, said in a statement…
