Election 2015: The day that was, Sept. 29 + MORE Sep 30th

The Important
In Stephen Harper’s pitch to keep his family living at 24 Sussex Drive, the Prime Minister visited the Toronto suburb of Vaughan on Tuesday morning to announce his party’s target to create 700,000 new homeowners by 2020.
Stephen Harper is set to appear this morning at this half-built suburban subdivision. pic.twitter.com/Klhpuva5bp
— Richard Warnica (@richardwarnica) September 29, 2015

Harper didn’t unveil any new policies to go with his announcement, saying this target could be achieved with the government’s previous tax breaks and new incentives, such as the home renovation tax credit. In Vaughan, the average price for a single-family detached home is more than $800,000, according to the Toronto Real Estate Board.
Justin Trudeau, meanwhile, spent Tuesday in Winnipeg, where Liberal support has nearly doubled since 2011 and some polls have the Grits ahead of the Tories. Trudeau talked of boosting high-tech innovation with his pledge of $200 million annually for the next three years for research facilities, small business incubators and exporters…

While economists aren’t saying that we are in a recession yet there has definitely been a downturn in the Canadian economy and lots of you may be feeling the pinch. There have been thousands of lay offs in the Alberta oil patch alone so how can you go about saving some money but continue to maximize your travel rewards on credit card spending? You could look at adjusting your portfolio to credit cards that carry no annual fee. The great news is some of them provide benefits that rival many fee based cards like the Capital One® Aspire Travel™ Platinum MasterCard®.  If you are between jobs because of a lay off or have had to take a pay cut due to current economic situation then you need to look at all aspects of your financial portfolio including credit cards and reward programs. Do you have multiple premium cards with annual fees in your credit card portfolio? If so, you could save yourself several hundred dollars by switching to no fee cards for some or all of them while continuing to build up your rewards balance for the time when your own situation improves to start vacationing again!Every year we release our Top Travel Rewards Credit Card rankings and one category is no fee travel points cards…

The Important
In Stephen Harper’s pitch to keep his family living at 24 Sussex Drive, the Prime Minister visited the Toronto suburb of Vaughan on Tuesday morning to announce his party’s target to create 700,000 new homeowners by 2020.
Stephen Harper is set to appear this morning at this half-built suburban subdivision. pic.twitter.com/Klhpuva5bp
— Richard Warnica (@richardwarnica) September 29, 2015

Harper didn’t unveil any new policies to go with his announcement, saying this target could be achieved with the government’s previous tax breaks and new incentives, such as the home renovation tax credit. In Vaughan, the average price for a single-family detached home is more than $800,000, according to the Toronto Real Estate Board.
Justin Trudeau, meanwhile, spent Tuesday in Winnipeg, where Liberal support has nearly doubled since 2011 and some polls have the Grits ahead of the Tories. Trudeau talked of boosting high-tech innovation with his pledge of $200 million annually for the next three years for research facilities, small business incubators and exporters…

A few months ago, I signed up for a free one-month trial of Netflix. I decided later that I would cancel it at the end of the month because I barely used it. But then I got busy and completely forgot about it – or I did until I saw the charge on my credit card for the next month.
$7.99 isn’t a lot of money, but if you’re like me, you hate seeing your money wasted. You don’t go to the grocery store and leave an extra $10 or $15 at the till, so why do we let so called “grey” charges remain on our credit cards for months or even years?
Also read: Should You Pay Bills With Your Credit Card?>
What Are Grey Charges?
Grey charges are the recurring payments that creep onto your credit card or bank account without you noticing. They’re subscriptions that you thought expired years ago but which actually auto-renewed. They’re free trials that converted to monthly fees. They’re basically any recurring charges that you don’t know about, forgot about, or would cancel if you could easily do so…

Tuesday’s news and more! News, Tips & TricksOver a year ago we said that Cineplex’s SCENE program was the program to watch out for in our Top Loyalty Currencies feature as they were planning to become more of a competitor to Canada’s two big coalition programs AIR MILES and Aeroplan. Well their growth into a coalition program continues with the addition of the Cara group of restaurants as an earn and burn partner. SCENE members will now be able to earn 1 SCENE point for every $3 spentd at 8 restaurant brands across Canada. Members will also be able to redeem 1,000 points for a $10 credit at these restaurants. To celebrate the newest addition to the program you can earn bonus points at these restaurants with these coupons. Learn more about the new partnership here.If you registered for the newest SPG promotion, Stay For More, you may have noticed that after you complete the registration you are taken to a new page on SPG called ‘Dashboard’. This new dashboard allows you see tons of great info on your membership with SPG along with special targetted offers such as 200 points for opting in for emails, 500 points for booking via the SPG App or 10,000 points for completing stays at all 10 SPG brands…