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25 New RBC Offers include statement credits and discounts for H&M, Indigo & Apple + MORE Oct 14th
The past six weeks have seen RBC Offers explode with 25 new and extended statement credit or discount promotions for using your RBC card at select retailers! The program has really grown and we are starting to see a lot more attractive offers, in that we mean retailers that will appeal to a broader .... More »
Aeroplan elites can now transfer points to Marriott Bonvoy + MORE Sep 6th
Air Canada Aeroplan has joined a half dozen other airline programs that allow transfers of their points into Marriott Bonvoy. As of today, Aeroplan Elite members can now choose to transfer their Aeroplan points to Marriott Bonvoy points on a 1:1 basis. The Aeroplan to Marriott Transfer Process Per A.... More »
New increased welcome bonus of 3,000 miles on the American Express® AIR MILES®* Platinum Credit Card + MORE Oct 21st
During the first six or so months of the pandemic American Express shifted their focus to enhancing card offers and encouraging spending for existing cardmembers. Those offers were extended to almost all of American Express' cards except for one part of their portfolio, the AIR MILES co-brand .... More »
Rate survey: Average card APR climbs to a record high of 16.83 percent + MORE Jun 27th
June 27, 2018: The average credit card interest rate smashed another record this week, climbing to 16.83 percent, according to the CreditCards.com Weekly Credit Card Rate Report.... More »
Switching Banks or Complementing Your Service: Getting the Most for Your Money + MORE Oct 6th
Written by Barry Choi and Jackie Rosen
The big five banks are constantly trying to acquire new customers, offering everything from 40” TVs and tablets to straight out cash if we open certain accounts with them. These promotions aren’t aimed at customers who are brand new to banking. Instead, th.... More »
Financial goals report card: Maybe a C+
– creditcards.com
A Capital One survey finds mixed results among those who set money goals for 2015. Some did well, others failed completely
The best time to lease a car
– moneysense.ca
Q: “What is the best time of year to lease a car?”
—Neil Armstrong, Wasaga Beach, Ont.
A: Generally speaking, lease deals are attractive around Christmastime, when carmakers are likely to throw a three-month payment holiday on top of their offers—so you can clear off some credit card debt before car payments begin. Spring and early summer are also good, because that is the prime selling season, and carmakers and dealers have built up their inventories over the winter.
Surprisingly, the end of the model year, in August and September, is not usually a good time to negotiate a lease; the automakers know the car will be older by one year when it’s returned and will have lost more value, so they price accordingly.
Ask Iny: Leave your question auto question for George Iny »
The post The best time to lease a car appeared first on MoneySense.
—Neil Armstrong, Wasaga Beach, Ont.
A: Generally speaking, lease deals are attractive around Christmastime, when carmakers are likely to throw a three-month payment holiday on top of their offers—so you can clear off some credit card debt before car payments begin. Spring and early summer are also good, because that is the prime selling season, and carmakers and dealers have built up their inventories over the winter.
Surprisingly, the end of the model year, in August and September, is not usually a good time to negotiate a lease; the automakers know the car will be older by one year when it’s returned and will have lost more value, so they price accordingly.
Ask Iny: Leave your question auto question for George Iny »
The post The best time to lease a car appeared first on MoneySense.
Rate survey: Credit card interest rates jump to 15.05 percent
– creditcards.com
Dec. 23, 2015: Interest rates on new card offers rose to a one-year high this week after the Federal Reserve increased rates for the first time since 2006, according to the CreditCards.com Weekly Credit Card Rate Report.
