The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
Latest News
The American Express card with the best initial welcome bonus right now is the Business Gold Rewards Card May 15th
Just a few short days we saw eight of American Express Canada's consumer and business cards come out with new welcome bonus offers that are lower than previous offering. However there was one card from American Express that retained the same increased bonus as it is had through most of the spr.... More »
What happens if you don’t file your taxes (and how to fix it) + MORE Mar 27th
Every year, many Canadians tell themselves they’ll file their taxes “soon.” But life can get busy, paperwork piles up, and before they know it, one missed deadline turns into several.
For one woman, “soon” turned into 14 years. She had worked at the same job for over 20 years, wit.... More »
Financial paralysis and how to get moving again Feb 26th
New findings from the Credit Counselling Society’s (CCS) 2026 Consumer Debt Report reveal a concerning pattern in how Canadians are experiencing debt. Under cost-of-living pressures, many are increasing their debt load, relying on credit to make ends meet. And while they’re making their minimum .... More »
Easy ways to use cards to boost score, get a home loan + MORE Jul 1st
Pay bills in full and on time, keep credit utilization low to get best lending terms.... More »
Earn 3x RBC Rewards Points at McDonald's with eligible RBC Visa credit cards + MORE Oct 14th
There is a new RBC Offers offer that came out last week that I caught on the RBC Rewards website as it is only for RBC Visa cards (not Mastercard so it doesn't show in my offers since I don't have a RBC Visa card) This offer provides 3x RBC Rewards points on all McDonald's purchases made with .... More »
Once again! Big Air Miles Bonuses for Gift Card Purchases at Safeway! Up to a $22 return per card (until Dec 31, 15)
– RewardsCanada.ca
As we’ve mentioned since November we love this time of year as it is big bonus time for Gift Cards at Safeway! We’ve already seen multiple offers but they weren’t as good as the December 2014 offer of 70 AIR MILES per $50 card until now! This is the best offer we have seen yet, 75 BONUS AIR MILES per $50 card! With this offer you’ll earn 1.5 miles per dollar on these cards or if you work the other way, we value AIR MILES at 11 to 15 cents a piece so you are essentially earning $8.25 to $11.25 with each card. However if you look at our post about hacking the Air Miles program you’ll know that you can actually get value of over 30 cents per mile on car rentals which means you can technically earn ~$22 on each these gift cards! You have to print out the coupons and you can find them hereHint: Print multiple copies and go through the till multiple times if you want to buy more than one card for the same retailer!The merchant gift cards included are Spafinder, Bass Pro Shops, Roots, The Keg, La Senza, Mark’s, and Moxie’s…Canceling an unactivated card can hurt credit scores
– creditcards.com
The lender already checked your credit and the loss of a new credit line could ding score
