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Receive up to a 30% discount when you buy Air Canada Aeroplan points + MORE Apr 2nd
Air Canada Aeroplan’s latest buy points promotion provides members with the opportunity to receive up to a 30% discount when buying points by May 14, 2025. The up to 30% discount offer: Receive up to a 30% discount when you buy 10,000 or more Aeroplan points. Offer valid to May 14, 25. Click h.... More »
With rewards cards, which expenses count as travel for bonus rewards? + MORE Jun 19th
With rewards credit cards, "travel expense" covers a few surprises. Beyond airfare, hotels and rental cars, sometimes ride-shares, vacation rentals and even parking count as travel expenses..... More »
Check out this free land! Nov 19th
Need a change? A family-run business in Cape Breton, N.S., is recruiting candidates to live and work year round in the rural town of 900 inhabitants. If you’re a cook, baker or customer service rep, Farmer’s Daughter Country Market in Whycocomagh, N.S. needs you. There are four jobs being offere.... More »
Study: Rising interest rates will impact 92 million in US Sep 19th
A study by credit bureau TransUnion finds that 92 million U.S. consumers will face higher monthly payments when interest rates rise, and 9 million will struggle.... More »
The Difference Between a Secured and Unsecured Loan Oct 12th
The two most common types of loans are secured and unsecured loans. Whether you’re looking to borrow money for a new car or even a vacation, it’s best to understand your options before applying.
What is a secured loan?
Secured loans are generally more customizable and negotiable. They can have .... More »
Credit score differences: How they occur, why they matter
– creditcards.com
The credit files’ data may differ, it can contain errors and the formulas used on it vary
Rate survey: Average card rates jump to 15.07 percent
– creditcards.com
Dec. 30, 2015: Interest rates on new credit card offers rose to a near record high this week after Citi boosted rates on multiple cards, according to the CreditCards.com Weekly Credit Card Rate Report.
If you don’t have a budget, make writing one a resolution for the new year
– canadianbusiness.com
OTTAWA – If you don’t have a budget, then financial planners want you to add another thing to your list of new year’s resolutions.
Credit counsellor Pamela George says budgeting is important no matter what your income.
“I think it is even more important for a bigger salary to have a budget because you need to account for it and you need to understand that $200,000 can finish as fast as $12,000,” said George, who works for the Credit Counselling Society in Ottawa.
Start with your paycheque. You need to know how much you are bringing in each month. Then list your mandatory expenses that you can’t really change, such as rent or mortgage payments, utilities, car payments, insurance and debts.
George also includes savings and putting money aside for an emergency fund if you don’t already have one in the mandatory category.
“I take savings and put it under mandatory because it is mandatory that you save,” she said.
Then comes your discretionary spending for whatever you might have left over…
Credit counsellor Pamela George says budgeting is important no matter what your income.
“I think it is even more important for a bigger salary to have a budget because you need to account for it and you need to understand that $200,000 can finish as fast as $12,000,” said George, who works for the Credit Counselling Society in Ottawa.
Start with your paycheque. You need to know how much you are bringing in each month. Then list your mandatory expenses that you can’t really change, such as rent or mortgage payments, utilities, car payments, insurance and debts.
George also includes savings and putting money aside for an emergency fund if you don’t already have one in the mandatory category.
“I take savings and put it under mandatory because it is mandatory that you save,” she said.
Then comes your discretionary spending for whatever you might have left over…
Grab the TD Aeroplan Visa Infinite by January 4th for 20,000 Aeroplan Miles and first year free
– RewardsCanada.ca
It has been part of our top 5 credit card sign up offers for the past two months but the current offer for the TD Aeroplan Visa Infinite card will expire on January 4th. The new offer to be released on the 5th is pretty good but not as good as the current one so if you want the card and have not applied for it yet we would recommend you do so now! Offer DetailsEarn up to 20,000 Bonus Aeroplan Miles and a 100% rebate off your first year annual fee when you apply for and receive the TD Aeroplan Visa Infinite Card. Earn 15,000 miles when you complete your first purchase and an additional 5,000 miles when you keep your Account active and in good standing for 90 days. Full details Apply by Jan 4, 16TD Aeroplan Visa Infinite Card• Receive a Welcome Bonus of 15,000 Aeroplan Miles with your first Purchase• Get an additional 5,000 Aeroplan Bonus Miles when you keep your Account active and in good standing for 90 days! • 100% Fee Rebate (Primary Cardholder only) for the first year – that’s $120 in savings• Offer Valid until Jan…
Product return assistance: a disappearing perk
– creditcards.com
Credit card return assistance programs extend the window for refunds on products you’ve bought with the card. But they’re becoming more rare
