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Royal Bank sees Q4 profit decline 2% but annual profit rises to record high + MORE Nov 30th
TORONTO – Royal Bank saw its fourth-quarter net income dip two per cent to $2.54 billion, down from $2.59 billion a year ago when the bank benefited from a lower effective tax rate.
The earnings amounted to $1.65 per diluted share, down nine cents from $1.74 a year ago.
Revenue for the three-m.... More »
The best travel credit cards in Canada for 2024 + MORE Oct 21st
Credit card comparison tool
Compare your travel card options with our interactive tool and filter credit cards based on rewards value, annual fees, income requirements and more.
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Put big annual vacation on a new 0-percent card Jan 16th
If you have good credit, and the discipline to pay it off before the promotional period ends, go for it.... More »
RWRDS Daily Update Oct 23: Earn 100 bonus AIR MILES when you spend $20 with Amazon (No category restrictions!) Oct 23rd
Earn 100 bonus AIR MILES when you spend $20 with Amazon via AIR MILES Shops with No category restrictions and Air Canada launches codeshare flights with airBaltic. Check out today's points & miles updates here:
The post RWRDS Daily Update Oct 23: Earn 100 bonus AIR MILES when you spend $20 with.... More »
Earn 100 Aeroplan Points for every $5 donated to the Canadian Red Cross (or have Air Canada match your donation) Sep 7th
The Canadian Red Cross’ annual Aeroplan promotion has returned for 2023. During the month of September if you donate to the Canadian Red Cross you can choose to earn Aeroplan points or have your donation matched by Air Canada. Earn 100 points for every $5 donated Aeroplan members who donate du.... More »
Why writing a budget should be your 2016 resolution
– moneysense.ca
OTTAWA – If you don’t have a budget, then financial planners want you to add another thing to your list of new year’s resolutions.
Credit counsellor Pamela George says budgeting is important no matter what your income.
“I think it is even more important for a bigger salary to have a budget because you need to account for it and you need to understand that $200,000 can finish as fast as $12,000,” said George, who works for the Credit Counselling Society in Ottawa.
Start with your paycheque. You need to know how much you are bringing in each month. Then list your mandatory expenses that you can’t really change, such as rent or mortgage payments, utilities, car payments, insurance and debts.
Learn how to budget and more. Get Money Fit »
George also includes savings and putting money aside for an emergency fund if you don’t already have one in the mandatory category.
“I take savings and put it under mandatory because it is mandatory that you save,” she said.
Then comes your discretionary spending for whatever you might have left over…
Credit counsellor Pamela George says budgeting is important no matter what your income.
“I think it is even more important for a bigger salary to have a budget because you need to account for it and you need to understand that $200,000 can finish as fast as $12,000,” said George, who works for the Credit Counselling Society in Ottawa.
Start with your paycheque. You need to know how much you are bringing in each month. Then list your mandatory expenses that you can’t really change, such as rent or mortgage payments, utilities, car payments, insurance and debts.
Learn how to budget and more. Get Money Fit »
George also includes savings and putting money aside for an emergency fund if you don’t already have one in the mandatory category.
“I take savings and put it under mandatory because it is mandatory that you save,” she said.
Then comes your discretionary spending for whatever you might have left over…
