REMINDER: Redeem your Diners Club Club Rewards points by the end today for Tailored Travel credits at 1.7% + MORE Apr 5th

Just a reminder that today is the last day to receive 1.7% back from Diners Club Club Rewards for Tailored Travel Credits as it drops to 1.5% tomorrow. Just called in myself and redeemed $515 worth of points to a recent WestJet ticket. I think even with the change I’ll keep the card but will use it less and use whatever points that I do earn on it to redeem against car rentals due to the card’s superior CDW or as a top off card by converting points  to Alaska Airlines or other programs if I am short some miles for awards.In case you missed it, here is what we posted back on March 17th about this change: Ouch, one of the cards that has been in my wallet the longest and one of my favourites is about to get devalued! The tailored travel credit for the Diners Club Club Rewards MasterCard is getting cut back. This is the book any travel and redeem points against the charge feature of the card. Granted to start with the rate was a 1.7% return which is lower than other cards out there with 2% however the card comes with an awesome airline lounge programs, costs less then those other cards and has one of the best CDW insurance coverage of any card out there as they don’t put a dollar limit on cars (just types of cars like all others) so when we were in Maui last month our free upgrade to a fully loaded Infiniti QX80 didn’t concern me as Diners doesn’t max out at $65,000 like other cards…

News, Tips & Tricks Tunisair is proposing to fly twice weekly between Montreal and Tunis. They aren’t part of any of the major airline alliances so you can really choose from Tunisair’s Fidelys program or use a proprietary credit card program to redeem for Tunisair flights once the route gets approval. (Source Airlineroute)Yesterday we mentioned the change to Emirates awards for Alaska Airlines Mileage Plan but we did mention their are other airline options. We mentioned Hainan as one example (for Canadians you can choose to fly Hainan from Calgary, Toronto or Seattle for those of you in the Vancouver/Victoria area) but did you know those redemptions only started on March 30th? We did a quick check on the YYC flights and you can get Economy or Business Class Mileage Plan award tickets on the inaugural flight out of YYC! Economy class one way is 30,000 miles but a better deal is the 50,000 for Business Class! It does come with $202 in taxes and fees but we looked up what Hainan was charging for the one way business class ticket and you’re looking at over $3,000 all in…

Warehouse giant will accept any Visa starting June 20, 2016

Q: I’m wondering what type of securities you would recommend to hold within a non-registered account: stocks, ETFs, mutual funds, GICs?
—Dianne B.
A: It goes without saying, but I’m going to say it anyway: Regardless of where your investments are held, you need to ensure that you have a diversified portfolio, and a clear asset allocation. You want a mix between equity and fixed income that takes into account your risk tolerance and retirement plans. Now, with that public service announcement delivered, I’ll address your asset “location” question. Assuming your RRSP is maxed out, there is one overarching principle to keep in mind when deciding where to hold securities, says Matthew Ardrey, vice-president at Toronto-based wealth management firm T.E. Wealth:  “Place the asset class that generates the most tax-efficient income in the non-registered account first, due to the dividend tax credit and capital gains treatment.” Essentially, that means placing equities in your non-registered account and fixed income in your RRSP because the latter is taxed at a higher rate…

Before you request a credit increase, think about how it will affect your credit score and why you need the added amount