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Latest News
30% Bonus Aeroplan Miles when you convert hotel loyalty program points to Aeroplan until December 11 + MORE Nov 6th
We see the return of another Aeroplan conversion bonus! Last seen this past summer, the hotel only transfer bonus is back but this time it's a flat 30% bonus miles instead of the flat 35% seen in the previous version. You have the make sure that you transfer enough hotel points to earn 5,000 Aerop.... More »
Walmart and Visa declare truce in battle over credit card fees + MORE Jan 6th
Corporate behemoths Walmart Canada and Visa have declared a truce in their dispute over merchant fees, allowing Walmart customers in Manitoba and Thunder Bay, Ont., to resume using the credit card beginning Friday..... More »
What New Year’s credit deals promise—and why you should be wary Jan 17th
January is for fresh starts, but too many Canadians are held back by last year’s overspending. Lenders know about new year’s debt-hangovers, so you may be seeing more credit offers in your inbox—but be wary. Used incorrectly, that deal on a balance transfer or sign-up bonus could get you into .... More »
The best travel insurance credit cards in Canada for 2024 + MORE Jul 3rd
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The best travel insurance credit cards in Canada for 2024
Searching for the perfect card? Compare your options with our interactive tool, and filter results based on rewards value, annual fees, income requirements, and more.
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Canada’s best no-fee credit cards 2022 + MORE May 21st
If you’re looking for a card that delivers top rewards without an annual fee, look no further. These no-annual-fee cards can still get you perks on what you spend, like cash back on groceries, recurring bills, travel and more. Plus, with perks like no foreign transaction fees, travel insurance and.... More »
Encana deal’s low fees serve as warning to Bay Street
– theglobeandmail.com
Share offering engineered by Credit Suisse Securities Canada Inc. and JPMorgan cut standard fee by more than half
Credit bureau policies vary when freezing a child's credit
– creditcards.com
It is often difficult to place a credit freeze on a child when no ID theft has been committed
It’s Never Too Early to Think about Holiday Shopping
– ratesupermarket.ca
While it may seem a bit early – especially if you’re still basking in the neverending summer heat in Southern Ontario – now is the time that retailers really start thinking about the holidays.
Whether looking at November’s Cyber Monday or the big Christmas push, smart merchants are unleashing their online holiday campaigns earlier than ever to be in a better position to attract new audiences and convert those buyers into customers.
And it seems we’re certainly ready to help. Nationally, consumer spending grew by 5.5 per cent from April to June on a year-over-year basis, according to Moneris Solutions, which processes debit and credit card payments. Those numbers are expected to head higher still.
All of this means more people than ever before will likely be paying for some – if not all – of those Christmas gifts with a credit card. If you’re one of them, here are a few tips to help you spend a bit more wisely during the 2016 holiday season.
Prepare a Detailed Shopping List
One of the best ways to stay on budget this holiday season is to have a shopping list for your gift giving – just as if you were heading for the grocery store…
TD Travel Visa cardholders in Quebec may win a reprieve from the 2015 devaluation
– RewardsCanada.ca
TD’s spin on their inherent devaluation last yearAs many of you may be aware back in 2015 TD Canada Trust announced changes to the TD Rewards program that ticked off a lot of cardholders. The changes were posted to the Rewards Canada blog in June 2015 which you can read here. In our search for some details on the current AIR MILES class action lawsuit we came across another class action lawsuit we had not seen before. This one was brought up in Quebec so it is only good for residents of Quebec but it appears a settlement has been reached. The courts need to approved the settlement still with that decision to come on October 21st.If approved it means credit card holders of TD’s proprietary rewards program (TD First Class, Platinum or Classic Travel visa) that reside in Quebec won’t be subject to the devalued point requirements for book anyway travel purchases until August 31st, 2017. The rest of Canada (and we’re guessing Quebec right now) have been subject to the new redemption rates since November 2015…
