How to restore your good credit score to great + MORE Nov 3rd

Examine your recent loan-related activity to find what caused the drop

News, Tips & Tricks Today we launched Week 2 of the Rewards Canada 15th Anniversary Celebrations! You can enter for your chance to win a C$200 American Express Gift Card courtesy of none other than American Express! Find out more here. Thank you to everyone who entered in week 1 and grabbed up the free Marriott points. This week is a contest only but we do have an exlcuisve booking offer coming on November 9th! SCENE is offering 20x Bonus Points when you buy an Ultimate Dining Gift card which can the be used at over 800 restaurants across Canada including Swiss Chalet®, Harvey’s®, Montana’s BBQ & Bar®, Kelseys®, milestones®, East Side Mario’s®, Bier Markt®, Fionn MacCool’s®, Paddy Flaherty’s®, The Landing Group® and New York Fries. Find out more here. You have until Nov 30 to take advantage of this! Might make a good Christmas present! Delta Airlines unveiled its plans for a Premium Economy cabin for their International flights. The new cabins will be installed on their new Airbus A350′s that they start taking delivery of in 2017 and also retrofitted to their 777s…

Here are the Rewards Canada Top 5 Credit Card Sign Up offers for the month of November! This is not a ‘best’ credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards that have very good acquisition offers. As always when choosing a card you should always take other factors into account other than the sign up bonus, but when most or all of these cards are first year free, they can and do pay off even when not taking into account insurance packages and other non-reward benefits. In fact all of the cards on this list for October are first year free so you can try them all at no cost, get over $900 in rewards and decide later on if the card is right for you. All the while earning the sign up bonus which can be used to subsidize your travels!  Just ensure you drop any cards you don’t like before your 1st year anniversary.    This month we once again go with an all no fee in the first year or ever selection of cards. The only change is the drop of the American Express Air Miles Platinum Credit Card which still has a 2,000 miles and is no longer first year free and has a change in spend to $1,500…

Bond yields continue to suffer as interest rates around the world remain at near-record lows.  According to a recent report by credit rating agency Fitch – which rates bonds and other credit held by government and corporations – “steep declines in global sovereign bond yields over the past few years have drastically reduced investors’ ability to generate interest income from new securities purchases.”
The ratings – which are used as a guide to price these debt instruments in the open market – are currently leading to big losses for corporations invested in sovereign bonds, including insurance companies and pension funds. But these declines are also bad news for individual bond investors, who have seen income from these investments decline over the last several years. These income-dependent institutions are likely to face increasing credit risk as yields on high-grade bonds diminish.
Putting These Losses into Perspective
According to Fitch analysts, compared to yields available in 2011, global investors are missing out on $500-billion in annual income on $38-trillion in currently outstanding bonds…

Many of you ask when this offer will return and as always we are proud to let you know the much loved transfer bonus from RBC Rewards to British Airways Executive Club is back.  And finally we have great news with it, it has moved back to a 50% bonus rather than the 30% we had seen during the last couple times this offer came about!The offer is for all of you RBC Avion cardholders (Infinite and Platinum) and runs until  December 17th. Despite the BA devaluations this promotion is still a great deal as BA Avios are a great option for flights to Asia (via Cathay Pacific), short to medium haul within North America  (short haul offer is great on Alaska Airlines or American Airlines see this post here) and even though huge surcharges are added to their UK/Europe redemptions they can still be an alright value because of this bonus based on your spend with the credit card (see my post about Earn & Burn for an explanation). As always though with any frequent flyer program you will have to be flexible in your options when redeeming due to seat availability issues (ie it may be hard to get tickets to Europe in Summer etc…