March 3 Update: Complete list of new TD Credit Card offers, fly Air Canada's new A220 between Montreal & LAX and No AF KLM Promo Rewards for Canada this month + MORE Mar 4th
Earn up to 7x Aeroplan Miles for online shopping with the Aeroplan eStore Mother's Day Event Apr 27th
May 14 Update: Receive 50% more value on hotel vouchers for future travel to Australia/New Zealand, don't use PayPal for Aeroplan's eStore co-brand card promotion & more! + MORE May 15th
January 29 Update: How to maximize the elite status benefits from The Platinum Card from American Express updated, great Marriott bonus in the Bahamas, BA and AC China flight cancellations + MORE Jan 29th
New Year’s Day has already come and gone, leaving us to “look forward” to Blue Monday, the (unofficial) most depressing day of the year. This year, Blue Monday falls on January 20, the third Monday of the month. The day is calculated by factoring in things such as weather and, yes, debt levels as people start to receive their credit card statements from December.
Maybe this year you – and your wallet – are feeling the blues from a holiday season of heavy spending. Paying down your credit card debt may currently be your number one priority with a new year’s resolution to be more fiscally responsible. So, instead of leaving your holiday planning to the last minute and putting everything on credit, you’re going to plan ahead of time… starting now! It may sound unrealistic – who starts planning for Christmas in January? – but the only way to avoid a financial hangover next year is by taking preventative measures today. Drink a lot of water and follow these simple steps to never have a debt-plagued January again…
The new year has just begun, which means there is plenty of time to plan for the months ahead. Will you jet off to a sunny location? Decide to save money? Work on paying off that post-holiday debt?
The right credit card can help you attain your goals. Whether it’s a cash back, low balance transfer, or travel rewards card, welcome offers may help you achieve those objectives faster. You may be lounging on the beach, buying that new flat screen tv, or paying down your balance in no time.
To help you wade through the bonuses and deals, we’ve collected the top five welcome offers for the month of January. Most of these promotions run for a limited time, so before it’s too late, check out the best credit card welcome bonus offers for this month:
Our Top Picks:
SimplyCash™ Preferred Card from American Express: This is a great cash back card, with a “flat rewards structure” designed for individuals who spread their credit card purchases over multiple categories.
TD Cash Back Visa Infinite* Card: This card is beneficial for earning cash back on everyday purchases, with a whopping 10% cash back rate for the first 3 months, and an added roadside assistance feature…