Banking in Canada can be a murky subject – one that we hope to shed some light on with a series of highly informational articles.
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12 Months to Being Debt Free – How to Prepare for Your Post-Debt Life
– ratesupermarket.ca
Now that we’ve reached November, you’re hopefully right on schedule with your debt repayment and looking forward to ringing in 2017 debt free. Congratulations on all your hard work!
Because you’re about to pay off your debt in full, you might expect 2017 to be a stress-free year when it comes to your finances. You won’t have to worry so much about money or spend the majority of your time and energy scrimping and saving. But before you start planning how you’re going to spend all the cash that you had previously been putting towards paying off your debt, I have a few suggestions to help you prepare for your debt free life.
1. Celebrate
You’ve worked hard to pay off your debt so it’s crucial that you take the time to celebrate. Start planning something special to help you mark your final debt repayment. Maybe you want to burn your final credit card statement, go out for a special dinner or invite friends, family and neighbours to a debt payoff party. Do something that will be memorable and make you feel good about your achievements, and it’s okay to splurge a little! After being careful about your money for so long, it will feel good to spend on yourself…
Because you’re about to pay off your debt in full, you might expect 2017 to be a stress-free year when it comes to your finances. You won’t have to worry so much about money or spend the majority of your time and energy scrimping and saving. But before you start planning how you’re going to spend all the cash that you had previously been putting towards paying off your debt, I have a few suggestions to help you prepare for your debt free life.
1. Celebrate
You’ve worked hard to pay off your debt so it’s crucial that you take the time to celebrate. Start planning something special to help you mark your final debt repayment. Maybe you want to burn your final credit card statement, go out for a special dinner or invite friends, family and neighbours to a debt payoff party. Do something that will be memorable and make you feel good about your achievements, and it’s okay to splurge a little! After being careful about your money for so long, it will feel good to spend on yourself…
