Rate survey: Average card APR dips to 15.79 percent + MORE May 10th

All about Canadian credit cards. Learn the ins and outs and get the latest news.
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Top 5 Small Business Credit Card Sign Up offers for February - These cards provide the best value out of their welcome bonuses Feb 8th

Here are the Rewards Canada Top 5 Small Business Credit Card Sign Up offers for this month! This is not a 'best' credit card list like our Top Travel Rewards Credit Card rankings but instead a look at cards for small businesses that have very good acquisition (welcome/sign up) offers. As always .... More »
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Radisson Rewards Americas Double Elite Status credit on all stays until April 30 + MORE Jan 14th

Radisson Rewards is just doling out the offers right now – we’ve had a trio of offers from the the Worldwide site and now today they bring us this offer for Radisson Rewards Americas The next three and half months all members in the Americas program will automatically earn double night/stay .... More »

Problems with credit card insurance and checking juice labels: CBC's Marketplace consumer cheat sheet Nov 11th

CBC's Marketplace rounds up the consumer and health news you need from the week, including why those fake CRA calls won't go away, investigating credit card insurance and looking at apple juice labels..... More »
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“I’m interested in visiting Europe”: How this student can build a credit score while earning valuable travel rewards Sep 18th

Aya Kinsey, 18 Occupation: University studentAnnual income: Not yet known (likely some freelance income)Financial goals: Build a credit score and travel In September, Aya Kinsey entered her first year of studies at Western University in London, Ont., where she is studying economics. She’s livi.... More »

Be on guard against fundraising fraud Apr 1st

You see on social media that someone in your network has died. There’s a link to an obituary from a funeral home that ends with a further request for donations to a charity the deceased was devoted to. You get a heart-rending message requesting support for a family you know that’s been struck.... More »

So a funny thing happened a little while back, I forgot to pay my credit card bill. It’s only funny because I’m constantly preaching about how we need to pay our credit card bills on time and in full, yet somehow I forgot. Okay, some people call it irony, but ignoring your bills is really no laughing matter.
It was pretty obvious to me that something was wrong when I checked my most recent statement and it was showing interest charges. I thought maybe I had inputted the wrong amount when I did my online banking last, but it turns out I didn’t pay anything at all. Even though I didn’t make the minimum payment, I wasn’t too worried; here’s why.
What to do if you forget to pay your credit card bill
Immediately upon realizing my mistake, I paid the entire outstanding balance including the interest charges. Fortunately, I always pay my bills on time and in full so I knew I had a strong case to get the interest charges reversed.
I called my credit card provider (TD) and explained my situation…

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May 10, 2017: The national average APR for new credit card offers declined this week for the first time in nearly seven months, according to the CreditCards.com Weekly Credit Card Rate Report.

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The end: Riley Fullton Shannon, 1996-2017Riley Shannon. (no credit)
Riley Fullton Shannon was born a wintry day on Jan. 26, 1996, in Ingersoll, Ont., to Scott, who worked at a carton printing company, and Sandra, a teacher. Riley had two siblings: Sam and Sophia.
From the start, Riley “liked to stretch boundaries and see how far he could push things,” says his father. “He was always on the go.” Once he was found balancing on his belly on the top rail of his crib, like a bodysurfer. Another time he got his head stuck between its rails, and Sandra had to call a friend to pry the bars apart to release him.
Riley had a strong connection to his grandparents, especially his grandfather Ivin, who had a 100-acre farm near Seaforth, Ont., with a small dairy herd and chickens. When he was about 13, after years of just pretending, Ivin finally let Riley drive an old tractor up and down the farm lane. He could not have been happier. Riley often visited his Italian grandmother, “Nona,” as well. He’d show her his new haircuts, or mow her lawn, and feast on pasta afterwards…

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Earn Triple Aeroplan Miles for Accor Hotel stays WorldwideAeroplan has joined AccorHotels Sweet Pillows World Tour promotion! We’ve posted lots of these offers to our bonus pages from other programs and as of yesterday Aeroplan became one of them! From now until July 15th you can earn triple Aeroplan miles on all your Accor stays including those Novotel and Sofitel hotels in Ottawa, Montreal and Toronto. Simply make sure you book your stay by June 30th to take advantage of the offer. And one lucky Aeroplan member who does complete an Accor stay will be picked to win 50,000 Aeroplan miles!Offer details Earn Triple Aeroplan Miles for all stays at Accor Hotels Worldwide. Full details & online booking Book by Jun 30 for stays until Jul 15, 17Be sure to select automatic conversion to convert your Le Club AccorHotels points into Aeroplan in your Le Club AccorHotels account preferencesFind many more Aeroplan bonus mile offers here!

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May 10 Update: Air China $499 Mother's Day Sale and Podcast 26 is out: we talk WestJet 1000 bonus, RBC to AA devaluation + moreNews, Tips & Tricks This is a unique week in that we have two podcast episodes out! Episode 26 was released today and is our regular format of covering deals, news and more. In this episode we discuss the WestJet Rewards up to 1,000 bonus dollars offer, the AIR MILES Mega Miles offer, the RBC to AAdvantage miles devaluation and more. Download and subscribe to the podcast here! Posts since our last update: Las Vegas Desert Lights | #WestJetVegasSurprise – WestJet lands two GUINNESS WORLD RECORDS titles We saw hints of this during the past week on WestJet’s social media channels and now all has been revealed:…Travel Deals Saw this google ad on our own site and thought wow! We need to pass this along. Air China is offering some crazy fares on their flights out of Vancouver and Montreal. If you book during Mother’s Day weekend (May 12-14) you can fly to Asia for as little as $499! Find out more here. Canadian Bonus Offers N/A Other Bonus Offers Cathay Pacific Asia Miles- Double Asia Miles for stays in an Executive Deluxe room at Miramar Garden Taipei…

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