Aeroplan announces positive changes to flight reward refund fees but temporarily claws back stopovers Jul 16th

How to go about securing the best rate and plan for your credit card in Canada.
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August 9 Update: Chase Canada to forgive all debt owed on their Canadian Marriott & Amazon Visa cards Aug 10th

Early in 2018 Chase Canada completely shut down their credit card business. At the time they only had two cards left in their portfolio, their Marriott and Amazon Visa cards as the other cards they had issued previously were taken over other Canadian banks. Although Chase was no longer issuing c.... More »
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Aeroplan eStore Back to School event - Earn up to 7x miles for online shopping until August 18 + MORE Aug 7th

August is here and the three words that most kids dread have returned - Back to School! Yes it is time to start thinking about Back to School shopping and if you are like me, a lot of that shopping will be done online. When you online shop you should always try to go through an online shopping porta.... More »

motusbank Review: A New Option in Online Banking Aug 5th

In recent years, names like Tangerine, Simplii, and EQ Bank have become synonymous with digital banking in Canada. Pretty soon, it looks as though another name may be added to the list. Launched in April 2019, it hasn’t taken very long for motusbank to make its mark in the world of online banking..... More »

When are credit-card rewards worth paying an annual fee? + MORE Aug 1st

For the last decade or so, Jim and Willina Collins have enjoyed a regular bonus by using their no-fee cash-back credit card to pay for many of their expenses, including holiday flight and accommodation bookings, gasoline, vehicle repairs, and insurance on their vehicles (the couple have a car and a .... More »

Should I Finance my New Car Through the Dealer? Jul 29th

When you’re in the market for a new car, you might not have cash to pay upfront. If you’re like most Canadians, you accept financing from the dealership. But is this the best option? As it turns out, a bank or online loan provider might give you better rates — saving you money dow.... More »
Aeroplan announces positive changes to flight reward refund fees but temporarily claws back stopoversThe Air Canada Aeroplan saga, as we penned it, technically ended with Air Canada completing the acquisition of Aeroplan many months ago. What didn’t end was Air Canada’s commitment to launching a new, updated Aeroplan program in July of 2020. With only 1 year left in that timeline the Air Canada owned and operated Aeroplan is now starting to bring us some changes to the program. Yesterday they revealed mostly positive changes to the program but also some negative changes that do affect a very small amount of members. Those changes are as follows:1. Complimentary, full refunds within 24 hours of bookingYou are now able to cancel Aeroplan bookings within 24 hours and receive a full refund of the miles and fees paid effective immediately. This aligns with the standard rule for paid Air Canada flights where you cancel with no fee within 24 hours. If you had booked your flight via the Aeroplan call centre the $30 service is not refunded however. 2. Receive a refund for your Aeroplan flights up to 2 hours prior to departureAnother change that is effective immediately allows you to cancel your flight reward up to 2 hours prior to departure and receive a refund of your miles and fees albeit with a fee…

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