There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Latest News
What happens if you don’t file your taxes (and how to fix it) + MORE Mar 27th
Every year, many Canadians tell themselves they’ll file their taxes “soon.” But life can get busy, paperwork piles up, and before they know it, one missed deadline turns into several.
For one woman, “soon” turned into 14 years. She had worked at the same job for over 20 years, wit.... More »
RWRDS Daily Update – October 13 Oct 13th
Here’s your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. The new best cash back card in Canada With the enhancements going live yesterday, the SimplyCash® Preferred Card from American Express has now been crowned the be.... More »
Three new Amex Offers for Fresh, Shell & TransLink + MORE May 2nd
Three new Amex Offers were released today and these are some good ones from Shell, Fresh and Translink: Shell Make a qualifying fuel purchase of at least $60 using your registered Card at participating Shell location(s) in Ontario and Western Canada by 30/09/2023 and earn a $5 statement credit. Limi.... More »
The Planet That Shouldn't Exist - Universe Today + MORE Feb 26th
The Planet That Shouldn't Exist Universe TodayThis Planet Is Way Too Big to Be Orbiting This Teeny Tiny Star ScienceAlertAstronomers Discover Bizarre “Forbidden” Planet That Should Not Exist SciTechDailyOut in Space Lies a Mysterious, Massive Planet That Shouldn'.... More »
Earn up to a $250 Mastercard Gift Card for a two night stay in Vancouver Jan 6th
StayVancouverHotels has brought back their popular gift card offer for the next four months. Just like the offer for fall 2022 this one also requires a 2 night stay with a gift card being awarded for each night. The offer is available at 42 different hotels in the downtown Vancouver area. The tota.... More »
How to Improve Your Credit Score
– canadianfinanceblog.com
Have you recently checked your credit score and are not happy with the result? Do you want to improve your credit but are just not sure how? Your credit report and score can have a significant impact on your ability to borrow money as well as the interest rate you may receive. Find out everything you need to know about your credit and how to improve your credit score.
What’s the Difference Between a Credit Score and a Credit Report?
Although your credit report and credit score are related, there are slight differences between them.
Your credit report is a record of your lending and borrowing history.
It includes personal or demographic information, credit account information, inquiry information, bankruptcies, and collections. There is no number or score with your credit report, just your lending history.
On the other hand, your credit score is a number that’s representative of the information in your credit report. It predicts the likelihood that you will repay your debts and how much risk you are to the lender…
What’s the Difference Between a Credit Score and a Credit Report?
Although your credit report and credit score are related, there are slight differences between them.
Your credit report is a record of your lending and borrowing history.
It includes personal or demographic information, credit account information, inquiry information, bankruptcies, and collections. There is no number or score with your credit report, just your lending history.
On the other hand, your credit score is a number that’s representative of the information in your credit report. It predicts the likelihood that you will repay your debts and how much risk you are to the lender…
TD® Aeroplan® Visa Infinite* Card Review
– RewardsCanada.ca
One of the most popular travel rewards credit cards in Canada, the TD® Aeroplan® Visa Infinite* Card was first reviewed by Rewards Canada in 2014 when it was introduced. For the better part of six years the card didn’t change very much but then we saw the entire Air Canada Aeroplan saga transpire for numerous years which culminated in Air Canada buying Aeroplan back from Aimia and launching a whole new Aeroplan in November of 2020 along with refreshed credit card offerings. This mainstay Aeroplan card from TD underwent many changes for the new program and thus the need for this updated review. If you want to see what the old card was like you can read our TD Aeroplan Visa Infinite Review (Old 2014 version) The TD Aeroplan Visa Infinite Card hit the market on January 1st, 2014 when TD took over as the primary issuer of Aeroplan co-brand cards in Canada from CIBC. The current version of the card was revealed on November 8, 2020 to coincide with the launch of the new Aeroplan program…
