There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Latest News
Earn 5x miles with select retailers on AIR MILES Shops for Mother's Day + MORE May 1st
AIR MILES Shops is celebrating Mother's Day by offering up to 5x miles for shopping with select retailers until May 8, 2022. As long as your purchase meets the minimum requirement for earning at least 1 AIR MILES Reward Mile you'll receive the bonus. Some of the participating retailers inclu.... More »
Enhance your travel to Europe with the Air France KLM World Elite Mastercard! + MORE May 16th
I can’t believe we are already half way through May which means there are only two weeks left for the great limited time welcome bonus on the Air France KLM World Elite Mastercard! When you apply for the card by May 31st and are approved you will receive 100XP which just happens to be the [.... More »
Earn 7x points when shopping with Apple via the Aeroplan eStore + MORE Apr 28th
Aeroplan has brought back their 7x points offer for shopping online with Apple! This works for all eligible online purchases, even those you pick up in store! This is how I used to do all my Apple purchases, buy online and pick up typically within 2-3 hours at the Apple store all the while .... More »
Aeroplan is clawing back portions of credit card welcome bonus points (for those who have received multiple bonuses) Nov 1st
If you frequent credit card or points and miles forums on sites like Reddit and Red Flag Deals, chances are you have seen this latest development from Aeroplan. Or, perhaps you are actually one of those people who have received a letter from Aeroplan stating they are clawing back points you received.... More »
Earn up to 7,000 bonus Aeroplan points on Air Canada flights to Europe + MORE Sep 26th
Air Canada launched a new seat sale for travel to Europe that includes bonus Aeroplan points for flights booked with this promotion. The sale and registration period for the bonus points is on offer until October 2, 2024. If you don’t have any travel planned we still recommend registering for th.... More »
3 easy ways to track your spending
– moneysense.ca
Before you can take control over your finances, you have to know where your money is going. The most common advice? Start a spending journal. To which we say: Get real. Journals are tedious, time consuming and a royal pain. While the advice is sound, the solution is flawed. Even die-hard financial nuts admit they quickly give up on it. The good news is there are easier ways. Here are three smart ways to track your spending—with minimal effort:1. Charge it all
Putting all your purchases on one credit card is an easy way to track your spending. Some issuers even categorize purchases on your monthly statement. The key is to stick to one card and pay off the balance each month. Most banks now also provide tools to track spending on your debit card. Use them to tell you where you’re spending, then look for unnecessary expenses.
2. Instagram it
Need some added accountability? Use your smartphone to take photos of everything you buy, and post them to a private Instagram account. Include the cost in the comments…
Christmas debt hangover cure starts with retracing holiday transactions
– canadianbusiness.com
CALGARY _ Like the morning after too many eggnogs the night before, many Canadian families are waking up this week to the pounding headache of a Christmas debt hangover.
But credit counsellors say there’s a cure for those who have the courage to face their painful situation.
Mike, a 38-year-old from Vancouver, remembers his desperation when he finally realized he needed help about five years ago.
“I had no other choice. I had like $1 left on my credit card,” he said.
“I had the ability to make money but no matter how much I made, I was paying it out in debt payments every month. Something had to change.”
Mike, who asked his last name be withheld, owned a failing metal fabrication business in Vancouver.
The trouble was he didn’t realize how badly it was failing _ there wasn’t enough money coming in to cover the payments on his $20,000 business loan, resulting in him running up about $15,000 in debt on his credit cards.
He described his financial plan at the time as “delusional…
But credit counsellors say there’s a cure for those who have the courage to face their painful situation.
Mike, a 38-year-old from Vancouver, remembers his desperation when he finally realized he needed help about five years ago.
“I had no other choice. I had like $1 left on my credit card,” he said.
“I had the ability to make money but no matter how much I made, I was paying it out in debt payments every month. Something had to change.”
Mike, who asked his last name be withheld, owned a failing metal fabrication business in Vancouver.
The trouble was he didn’t realize how badly it was failing _ there wasn’t enough money coming in to cover the payments on his $20,000 business loan, resulting in him running up about $15,000 in debt on his credit cards.
He described his financial plan at the time as “delusional…
Credit card fraud victims who fought back – CreditCards.com
– creditcards.com
Oftentimes, card thieves are not held accountable for their crimes. These victims made sure they were.
