There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Latest News
March 4 Update: Earn 5x Miles for Aeroplan eStore purchases, Aer Lingus postpones Montreal route until 2020 & Air Canada Worldwide Seat Sale + MORE Mar 5th
Check out the latest Aeroplan eStore bonus that offers 5x Aeroplan Miles for shopping at over 170+ retailers! This offer runs until March 10 Find out more here. The much anticipated route launch by Aer Lingus between Montreal and Dublin has now been shelved until 2020. Citing delays of their new A.... More »
September 29 Update: Many Business Class lounges in Canada now require proof of vaccination, 20x PC Optimum points at Shoppers Drug Mart & more! + MORE Sep 30th
Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. Business Class lounges in Alberta, Manitoba, Ontario and Quebec have had to update their access policies over the past few weeks to reflec.... More »
WestJet launching direct flights between Winnipeg and Los Angeles and earn bonus AIR MILES with a new card linked offer for Sephora + MORE Aug 18th
Here's your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. WestJet has announced a new direct non-stop route from Winnipeg to Los Angeles. Launching on October 31 the new year round service will initially operate 3x weekly .... More »
50% bonus qualifying spend on bookings with Air Canada for Business & posting issues with the BMO AIR MILES 3x partner multiplier + MORE Jul 13th
Here's your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. If your business participates in the Air Canada for Business program now is the time to book flights with Air Canada. From today through to September 30th all compan.... More »
Canada’s Budget 2023: What it means for you and your family + MORE Apr 1st
The annual budget speech marks the introduction of new policies, tax measures and fiscal updates from the federal government. Here’s a roundup of key items from the 2023 budget that could impact your personal finances. Most of them will likely become law over the coming year.
A new one-time gro.... More »
3 easy ways to track your spending
– moneysense.ca
Before you can take control over your finances, you have to know where your money is going. The most common advice? Start a spending journal. To which we say: Get real. Journals are tedious, time consuming and a royal pain. While the advice is sound, the solution is flawed. Even die-hard financial nuts admit they quickly give up on it. The good news is there are easier ways. Here are three smart ways to track your spending—with minimal effort:1. Charge it all
Putting all your purchases on one credit card is an easy way to track your spending. Some issuers even categorize purchases on your monthly statement. The key is to stick to one card and pay off the balance each month. Most banks now also provide tools to track spending on your debit card. Use them to tell you where you’re spending, then look for unnecessary expenses.
2. Instagram it
Need some added accountability? Use your smartphone to take photos of everything you buy, and post them to a private Instagram account. Include the cost in the comments…
Christmas debt hangover cure starts with retracing holiday transactions
– canadianbusiness.com
CALGARY _ Like the morning after too many eggnogs the night before, many Canadian families are waking up this week to the pounding headache of a Christmas debt hangover.
But credit counsellors say there’s a cure for those who have the courage to face their painful situation.
Mike, a 38-year-old from Vancouver, remembers his desperation when he finally realized he needed help about five years ago.
“I had no other choice. I had like $1 left on my credit card,” he said.
“I had the ability to make money but no matter how much I made, I was paying it out in debt payments every month. Something had to change.”
Mike, who asked his last name be withheld, owned a failing metal fabrication business in Vancouver.
The trouble was he didn’t realize how badly it was failing _ there wasn’t enough money coming in to cover the payments on his $20,000 business loan, resulting in him running up about $15,000 in debt on his credit cards.
He described his financial plan at the time as “delusional…
But credit counsellors say there’s a cure for those who have the courage to face their painful situation.
Mike, a 38-year-old from Vancouver, remembers his desperation when he finally realized he needed help about five years ago.
“I had no other choice. I had like $1 left on my credit card,” he said.
“I had the ability to make money but no matter how much I made, I was paying it out in debt payments every month. Something had to change.”
Mike, who asked his last name be withheld, owned a failing metal fabrication business in Vancouver.
The trouble was he didn’t realize how badly it was failing _ there wasn’t enough money coming in to cover the payments on his $20,000 business loan, resulting in him running up about $15,000 in debt on his credit cards.
He described his financial plan at the time as “delusional…
Credit card fraud victims who fought back – CreditCards.com
– creditcards.com
Oftentimes, card thieves are not held accountable for their crimes. These victims made sure they were.
