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February 25 Update: Wyndham Rewards Stay Twice Earn A Free Night offer, 99% of retailers in the U.S. accept Amex now & 15 new bonus offers + MORE Feb 26th
Wyndham Rewards has released their first systemwide promotion of 2020. The offer is being promoted as a stay twice earn a free night promotion. In reality they are offering bonus points that will net you enough points to redeem for that free night. The bonus is 5,500 points after two stays and w.... More »
The credit cards to consider getting right now - July 2022 Jul 10th
We continue our monthly feature where we recommend a card to consider applying for right away during the course of the current month. How do we pick which card should be highlighted? We'll look at numerous factors however in most cases it will primarily be due to the limited time offer on the .... More »
Chapters Indigo Plum Rewards - 500 Bonus Points on each and every book purchased by Wednesday + MORE Oct 23rd
Here's a short term bonus that is available both in store and online. If you can you'll want to do the latter and access Indigo via an online shopping portal like the Aeroplan eStore, AIR MILES Shops, Great Canadian Rebates or Rakuten so that you can quadruple dip with points/miles/cash back on the .... More »
RWRDS Daily Update – August 28, 2023 + MORE Aug 29th
CIBC Aventura Visa Gold Card review, New Amex Offers statement credit for Wendy's and Catch up on This week in RWRDS. Check out today's points & miles updates here:
The post RWRDS Daily Update – August 28, 2023 appeared first on Rewards Canada..... More »
Best ever welcome bonus for the WestJet RBC World Elite Mastercard - 450 WestJet dollars with $5,000 spend in 3 months + MORE Nov 13th
We said the market would heat up in Canada when the new Air Canada Aeroplan program launches and for the most part that has now been the case for a few months. We've already seen the amazing offer for the HSBC World Elite Mastercard that came out in September, the statement credit boost on the MBNA .... More »
Scotiabank Gold American Express – Enhancements launch today along with an increased welcome bonus
– RewardsCanada.ca
For several months now we have discussed the changes coming to the Scotiabank Gold American Express card and are happy to report that today they went live! Not only are the enhancements now live on the card but to celebrate the changes Scotiabank has brought out a limited time increased welcome bonus on the card! Normally the card comes with a 15,000 point welcome bonus but as of today that has been boosted to 25,000 points when you spend $1,000 on the card within three months. On top of that, Scotia will reward you with another 5,000 points if you hit $10,000 in spending in your first year of having the card. That additional bonus tier should be relatively easy for most to hit.Now let’s recap the changes that have come to the card:Item Changing Until July 31, 19 From August 1, 2019 Annual Fee for primary cardholder $99 $120 Foreign Transaction Fee 2.5% 0% Grocery Dining Entertainment earn rate per dollar 4 points 5 points Gas 4 points 3 points Daily Transit 1 point 3 Points Select Streaming Services 1 point 3 points All other purchases 1 point 1 points Price Protection Yes No Travel Medical Insurance for those 65 years or older 10 days 3 days Trip Cancellation / Trip Interruption $2,500 per person $1,500 per personThe biggies here are the no foreign transaction fee now being offered on the card along with the increased earn rates for Grocery, Dining, Entertainment to 5 points per dollar in Canada (up to $50,000 annually) and 3 points per dollar for Transit and Streaming Services…When are credit-card rewards worth paying an annual fee?
– moneysense.ca
For the last decade or so, Jim and Willina Collins have enjoyed a regular bonus by using their no-fee cash-back credit card to pay for many of their expenses, including holiday flight and accommodation bookings, gasoline, vehicle repairs, and insurance on their vehicles (the couple have a car and a truck for daily use, as well as a collection of vintage cars). Once a year, they enjoy a debit on their card statement, reflecting a small percentage of the total value of their purchases from the last 12 months.
The couple are extremely diligent with money. They pay off the $1,000 to $2,000 they put on their card each month in full, including holiday bookings, which are always paid off before they leave for the trip. Their philosophy, says Willina, is that if you’re going to put a purchase on your card, “you’ve got to have the bucks to pay it.”
Because they don’t allow a balance to accumulate, the debt-averse couple are able to take full advantage of the benefits of a cash-back reward card, without incurring interest charges…
The couple are extremely diligent with money. They pay off the $1,000 to $2,000 they put on their card each month in full, including holiday bookings, which are always paid off before they leave for the trip. Their philosophy, says Willina, is that if you’re going to put a purchase on your card, “you’ve got to have the bucks to pay it.”
Because they don’t allow a balance to accumulate, the debt-averse couple are able to take full advantage of the benefits of a cash-back reward card, without incurring interest charges…
