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Latest News
What COVID-19 Has Taught Us About Insurance & Preparedness + MORE Aug 15th
During these unprecedented times, we know that many of you may be feeling stressed, overwhelmed, and maybe even a little paranoid about the future. We also understand that due to COVID-19, your worldview may have changed when it comes to the stability of your job, health, and home.
While Baker &.... More »
“A dog bit me! Should I sue?” May 31st
The arrival of the warmer weather means that more people will be out and about. This also means that more people will be out and about with their dogs.
Every summer, numerous people want to speak to me after a dog has injured someone. Some of these people are the owner of the dog; some are the one.... More »
Canada’s Best Visa Credit Cards 2022 Apr 13th
When consumers shop for a new credit card, they typically look at the ability to collect points, the insurance coverage offered, fees and interest rates on unpaid balances—not at the credit card company itself. But if you already have an account with RBC, CIBC, Scotiabank or any other Visa issuers.... More »
Tenant Insurance: How much is your stuff worth? + MORE Nov 11th
Tenant insurance is what stops a bad situation from becoming a true worst-case scenario. It protects you from the immediate results of a bad situation, in three very important ways: Contents, additional living expenses and liability.
Those are insurance terms, but here’s what they actually mean to.... More »
Canada’s best credit cards for travel insurance + MORE May 27th
These days, nearly all credit cards include some kind of travel insurance. Like purchase protection, it’s an easy add-on to entice customers, but savvy Canadians know that not all insurance is created equal. Most travellers really only need to consider a few kinds of coverage: emergency medical, t.... More »
Credit Card Review – SimplyCash Card from American Express
– ratesupermarket.ca
Among the ever-popular lineup of cash back credit cards, American Express offers two competitive daily spending-focused options. The SimplyCash™ Cards from American Express come with an intro bonus and rewards structure that rivals market leaders, but with a few key differences (think greater flexibility and plusher perks) that make it a unique option. Available in both a no-fee and Preferred version, consumers can choose between pure cash earnings, or pay a fee for additional features.
Card Details
SimplyCash™ Card from American Express
SimplyCash™ Preferred Card from American Express
Annual fee
$0
$99
Interest rate
19.99%
19.99%
Balance transfer rate
22.99% (1.99% for the first six months)
22.99% (1.99% for the first six months)
Cash advance rate
22.99%
22.99%
Supplementary card fee
$0
$0
Earning Potential: Good
During the Welcome Rate period, both iterations of the SimplyCash™ card offer one of the highest reward earning rates on the market, and include insurance and customer service features not usually offered in the cash back category…
