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Latest News
Want to save money as a renter? Don’t cheap out on these 5 things Jan 3rd
Whether you’re building your savings account or getting a rush from buying items on sale, there’s something deeply satisfying about saving money.
But determining when saving is truly worth it is an important part of managing your money. While some deals do save you cash upfront, you mig.... More »
Does a Higher Home Insurance Deductible Mean More Savings? + MORE Jun 28th
Home insurance can sometimes be tricky. You know you need a home insurance policy, but how do you find the right deductible amount? On the one hand, you want low monthly payments. On the other, you don’t want a high payment to make if something happens and you have to file a claim. But, what’s .... More »
Is a personal injury settlement taxable, and can it impact OAS or GIS benefits? + MORE Aug 19th
Q. I received a small settlement for an Ontario car accident, which my lawyer says is non-taxable, and so noT4A will be issued. If I deposit the funds into a bank account, will this one-time settlement clawback my OAS and GIS benefits?
–J
A. I’m sorry to hear about your accident, J. Hopefully .... More »
Attention, ESG investors: Canada’s biggest carbon-emitting public companies Jan 24th
The effects of climate change are a risk to Canadians and the Canadian economy in more ways than one. There are the direct issues, like fires, floods and storms, increasing in both frequency and intensity (plus threatening lives and homes, and raising home insurance premiums, too). There are financi.... More »
Meet the Advisors Who Are Expanding Wealth and Enhancing Legacy Planning + MORE Jun 16th
Established families and business leaders trust the boutique wealth advisory firm to multiply wealth and maximize estate value. Leveraging innovative and sophisticated financial strategies, they’re creating monumental financial impact.
Movsessian and Kachani speak about establishing the f.... More »
Credit Card Review – SimplyCash Card from American Express
– ratesupermarket.ca
Among the ever-popular lineup of cash back credit cards, American Express offers two competitive daily spending-focused options. The SimplyCash™ Cards from American Express come with an intro bonus and rewards structure that rivals market leaders, but with a few key differences (think greater flexibility and plusher perks) that make it a unique option. Available in both a no-fee and Preferred version, consumers can choose between pure cash earnings, or pay a fee for additional features.
Card Details
SimplyCash™ Card from American Express
SimplyCash™ Preferred Card from American Express
Annual fee
$0
$99
Interest rate
19.99%
19.99%
Balance transfer rate
22.99% (1.99% for the first six months)
22.99% (1.99% for the first six months)
Cash advance rate
22.99%
22.99%
Supplementary card fee
$0
$0
Earning Potential: Good
During the Welcome Rate period, both iterations of the SimplyCash™ card offer one of the highest reward earning rates on the market, and include insurance and customer service features not usually offered in the cash back category…
