All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
The best rewards credit cards in Canada for 2024 + MORE Jul 6th
Spend
The best rewards credit cards in Canada for 2024
Rewards credit cards help you earn cash back or points, which can be redeemed toward groceries, travel, merchandise, gift cards and more.
Compare now
<s.... More »
New Welcome Bonus of 20,000 points and first year free with National Bank of Canada's top three travel rewards credit cards + MORE Feb 26th
This week has seen the return of limited time increased welcome bonuses on several cards from National Bank of Canada. The offer provides 20,000 bonus points and no annual fee in the first year when you spend $3,000 in the first three months on either the Platinum, World or World Elite Masterc.... More »
What expenses can you deduct when renovating a rental property? Jun 14th
Ask MoneySense
I am trying to understand if I am eligible to claim renovation expenses including property taxes, insurance, rental loss, etc. on an investment property I bought and completed renovations on.
I purchased a duplex that was rented and then vacated when final purchase went through. Th.... More »
June 7 Update: Earn Delta SkyMiles for Ticketmaster Canada purchases, changes to the companion fare from the MBNA Alaska Airlines Mastercards & 14 new bonuses Jun 7th
Delta SkyMiles has teamed up with Ticketmaster and for a limited time you can earn 3 SkyMiles per $1 spent on eligible transactions. Surprisingly this offer isn't just for the U.S. as you can earn the miles on events in the U.S. OR Canada! That means here in Canada you'll earn the 3 SkyMiles pe.... More »
Earn 5,000 bonus points for stays at Hyatt All Inclusive Resorts, an Air Canada discount code from American Express & the best Visa credit cards + MORE May 11th
Here's your Rewards Canada Daily update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Today's update is brought to you by the HSBC High Rate Savings Account with which you can enjoy a total annual interest rate of up to 2.65% on new deposit.... More »
How to build credit if you can't get a secured card or personal loan
– creditcards.com
You can’t change negative information in your credit report, but you can add some positive data. Here are a few options if you can’t get a secured card or a personal loan.
September 13 Update: American Express discount for Air Canada flights, WestJet Flash Sale, up to 100 Bonus AIR MILES for Budget rentals
– RewardsCanada.ca
Check your emails once again for another discount for Air Canada flights from American Express. This one came for my Platinum Card from American Express and offers a 15% discount on Air Canada standard fares and up. WestJet’s ultra low cost carrier Swoop is planning to introduce flights between Hamilton and Montego Bay for the winter season. Subject to approval the twice weekly flights would start on December 16. (Source Routesonline) Posts since our last update: Earn Double Aeroplan Miles for IHG Hotel stays until the end of the year Earlier this week IHG Rewards Club’s fall promotion launched offering double points and more starting with your second stay.…Now live: Earn 35% Bonus Aeroplan Miles when converting points from Marriott/SPG between Sep 13-17 A friendly reminder that this offer is now available with an updated link (and we’ve corrected the dates from our…Hotel Review: Aloft San Francisco Airport This is the final review of the Rewards Canada Maui trip from quite a few months ago…How to Improve Your Credit Score – Student Edition
– ratesupermarket.ca
The new school year is in full swing and if you’re a university or college student, then you’ve probably already settled comfortably into your new routine and dorm room. As you buy books, begin assignments and make new friends, the last thing you’re likely thinking about is your credit.
But even at this stage of life, it’s critical that you start planning for your future. That means making smart credit decisions now that will pay off later in life, saving you up to tens of thousands of dollars. Adopting solid habits while you’re a student can lead to lower interest rates when borrowing money for large purchases such as car loans or mortgages. You might even be able to refinance your student loans after you graduate and pay a much lower interest rate.
So, what can you do now to build your credit? Here are seven strategies that you should consider:
1. Become an authorized user
One of the biggest factors that influences your credit score is the length of credit history associated with your file…
Survey: PC Financial Ranks First in Credit Card Customer Satisfaction
– ratesupermarket.ca
Reward and loyalty programs have become so popular over the years that, nowadays, it’s become the norm for a credit card to offer points and cash-back as incentive to the consumer. According to the J.D. Power 2018 Canada Credit Card Satisfaction Study, 87 per cent of Canadian credit cardholders are enrolled in a loyalty program.
The inaugural study looked into Canadian credit cardholder behaviours, evaluating their level of satisfaction with several providers and measuring what sparks their decision to apply for a specific card. And nearly half (48 per cent) of cardholders who switched their primary credit card in the last year did it specifically for a better rewards program.
This likely comes as no surprise since merchants, as well as credit card issuers want your business, and are constantly finding more ways to incentivize their products.
Rewards redemption and frequency
Having the ability to collect rewards is excellent, but the frequency at which you can redeem your credit card rewards is what matters more to Canadians…
Earn Double Aeroplan Miles for IHG Hotel stays until the end of the year
– RewardsCanada.ca
Earlier this week IHG Rewards Club’s fall promotion launched offering double points and more starting with your second stay. However if you only have one stay planned or aren’t someone who normally collects IHG Rewards Club points then you’ll want to credit that stay to one of their airline partners and with a bonus if you can. So here you go, this fall you can earn double Aeroplan miles for all IHG stays starting on September 15 through to December 31. Remember that you no longer earn a flat rate of miles per stay rather miles are awarded per US$1 spent, 1 to 2 miles depending on the brand which means you’ll earn between 2 to 4 Aeroplan miles per US$1 with this offer.Offer detailsDouble Aeroplan Miles for stays at all participating IHG Hotels Worldwide. Full details, online registration & booking. (Registration is required) Sep 15 – Dec 31, 18Find many more Aeroplan bonus offers here and more IHG offers here. 
