September 13 Update: American Express discount for Air Canada flights, WestJet Flash Sale, up to 100 Bonus AIR MILES for Budget rentals + MORE Sep 13th

You can’t change negative information in your credit report, but you can add some positive data. Here are a few options if you can’t get a secured card or a personal loan.

Check your emails once again for another discount for Air Canada flights from American Express. This one came for my Platinum Card from American Express and offers a 15% discount on Air Canada standard fares and up. WestJet’s ultra low cost carrier Swoop is planning to introduce flights between Hamilton and Montego Bay for the winter season. Subject to approval the twice weekly flights would start on December 16. (Source Routesonline) Posts since our last update: Earn Double Aeroplan Miles for IHG Hotel stays until the end of the year Earlier this week IHG Rewards Club’s fall promotion launched offering double points and more starting with your second stay.…Now live: Earn 35% Bonus Aeroplan Miles when converting points from Marriott/SPG between Sep 13-17 A friendly reminder that this offer is now available with an updated link (and we’ve corrected the dates from our…Hotel Review: Aloft San Francisco Airport This is the final review of the Rewards Canada Maui trip from quite a few months ago…

The new school year is in full swing and if you’re a university or college student, then you’ve probably already settled comfortably into your new routine and dorm room. As you buy books, begin assignments and make new friends, the last thing you’re likely thinking about is your credit.
But even at this stage of life, it’s critical that you start planning for your future. That means making smart credit decisions now that will pay off later in life, saving you up to tens of thousands of dollars. Adopting solid habits while you’re a student can lead to lower interest rates when borrowing money for large purchases such as car loans or mortgages. You might even be able to refinance your student loans after you graduate and pay a much lower interest rate.
So, what can you do now to build your credit? Here are seven strategies that you should consider:
1. Become an authorized user
One of the biggest factors that influences your credit score is the length of credit history associated with your file…

Reward and loyalty programs have become so popular over the years that, nowadays, it’s become the norm for a credit card to offer points and cash-back as incentive to the consumer. According to the J.D. Power 2018 Canada Credit Card Satisfaction Study, 87 per cent of Canadian credit cardholders are enrolled in a loyalty program.  
The inaugural study looked into Canadian credit cardholder behaviours, evaluating their level of satisfaction with several providers and measuring what sparks their decision to apply for a specific card. And nearly half (48 per cent) of cardholders who switched their primary credit card in the last year did it specifically for a better rewards program.     
This likely comes as no surprise since merchants, as well as credit card issuers want your business, and are constantly finding more ways to incentivize their products.   
Rewards redemption and frequency 
Having the ability to collect rewards is excellent, but the frequency at which you can redeem your credit card rewards is what matters more to Canadians…

Earlier this week IHG Rewards Club’s fall promotion launched offering double points and more starting with your second stay. However if you only have one stay planned or aren’t someone who normally collects IHG Rewards Club points then you’ll want to credit that stay to one of their airline partners and with a bonus if you can. So here you go, this fall you can earn double Aeroplan miles for all IHG stays starting on September 15 through to December 31.  Remember that you no longer earn a flat rate of miles per stay rather miles are awarded per US$1 spent, 1 to 2 miles depending on the brand which means you’ll earn between 2 to 4 Aeroplan miles per US$1 with this offer.Offer detailsDouble Aeroplan Miles for stays at all participating IHG Hotels Worldwide. Full details, online registration & booking. (Registration is required)  Sep 15 – Dec 31, 18Find many more Aeroplan bonus offers here and more IHG offers here.