The Best No-Fee Rewards Credit Cards For 2019 + MORE Nov 6th

Do you know what to do if your credit card is stolen or lost while traveling abroad? Fret not. These tips will help you reduce the impact of losing your card overseas and obtain a card replacement.

Episode 47 – November 5, 2018 — Interviews with CIBC on the Aventura Visa card enhancements, delving into the HSBC World Elite Mastercard and a loyalty lesson learned!Rewards Canada’s Jeff Fredericks had the pleasure of attending a special CIBC event that celebrated the five new enhancements to the CIBC Aventura Visa cards and Jeff was able to conduct several interviews with CIBC about them! Also we look into the relatively new HSBC World Elite Mastercard and how the bank is now targeting the entire Canadian credit card market. Finally we look at our first Loyalty Lesson Learned feature and learn why you should always be looking at using loyalty programs.Click Here to download the podcast Or download/subscribe via: Links relating to this week’s topic:CIBC Aventura Card enhancements coming on October 15 – Priority Pass with lounge visits, NEXUS credit and more CIBC has been a bank that has kind of sat on its laurels over the past few years with…HSBC World Elite Mastercard Review As part of WestJet’s global strategy which included the unveiling of their 787 routes today, they have also announced…Loyalty Lesson Learned – Don’t brush off reward programs We welcome guest contributor, Matthew Couto – a Millennial traveller who left his desk job to travel the world…

Credit card rewards come in many forms. From points to statement credits to cold-hard cash, a good rewards card maximizes on your everyday purchases and ultimately helps you save.
Reward credit cards generally offer different amounts of rebates for particular spending categories (gas, grocery, pharmacy purchases, etc.). And while there are so many options on the market, one distinctive feature between most rewards cards is whether it comes with an annual fee or not.
Cards with an annual service fee typically offer you more flexibility with a greater amount of cash-back or points for your purchases, whereas no-fee cards may offer a little less of a rebate with less opportunities to earn rewards.
That being said, there are still a number of great no-fee reward options. But how do you choose the card that will provide you with the most in savings?
To make the decision-making process easier, RateSupermarket.ca has a handy-dandy credit card comparison tool. And with all things considered, from sign-up bonuses to earning categories, we used our Best of Finance methodology to rank the cards that provided the most cash value…

We see the return of yet another Aeroplan conversion bonus! Last seen in August, the hotel only transfer bonus is back and once again it is a 30% bonus. You have the make sure that you transfer enough hotel points to earn 5,000 Aeroplan Miles to get the 30% bonus. You’ll have until December 3 to make any transfers and the 5,000 miles can be cumulative from multiple hotel programs – this is a good way to use up some of those orphaned hotel points you may never use if you are a frequent Aeroplan redeemer.  The great news for the winter version of this bonus is the return of Marriott/Starwood/Ritz-Carlton to the mix of partners that count.  Marriott (and its subsidiaries) have the best transfer ratio to airline programs at a rate of 3 Marriott Rewards points to 1 airline mile but they also add in 5,000 more miles when you convert 60,000 points at a time. That means with this promotion 60,000 points transferred to Aeroplan will net you 32,500 miles (20,000 miles at 3:1 + 5,000 miles from Marriott + 30% bonus)…

If you want to get started with credit card rewards, start by determining whether rewards cards are for you and finding the card that best fits your needs. These tips will help.