There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
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The best GIC rates in Canada for 2026 Jan 30th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
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MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
AIR MILES expands Redtag.ca partnership - you can now earn and redeem miles for cruise vacations + MORE Dec 12th
AIR MILES announced today that they have expanded their relationship with Redtag.ca. Collectors will now be able to earn and redeem miles for cruise vacations booked via the special vacations.airmiles.ca website that is powered by Redtag."Providing our Collectors across the country with value, choic.... More »
RWRDS Daily Update – April 4, 2023 + MORE Apr 5th
Guide to Credit Card Emergency Medical Insurance Coverage and Fiji Airways upgrading Vancouver flights to the Airbus A350. Check out today's points and miles updates here:
The post RWRDS Daily Update – April 4, 2023 appeared first on Rewards Canada..... More »
What Canadians want from their rewards programs—and how to actually get it Nov 14th
November is Financial Literacy Month, and the perfect time for Canadians to take stock of how well their money is working for them. Credit card rewards programs play a big role in that picture, helping many Canadians get more value from their everyday spending. According to a new Angus Reid survey c.... More »
MyPoints Review: Get Rewarded for Surveys, Online Shopping, and More + MORE Oct 16th
I’ve often said that one of the easiest ways to make a few extra bucks is by participating in online surveys. While paid surveys are never going to make you rich, it’s something that you can try while you’re doing other things, like watching Netflix, or sitting in a waiting room.
MyPoints is o.... More »
May 27 Update: Rewards Canada now on Flipboard, Clarifications to new Cobalt terms, IHG’s latest PointBreaks to be released tomorrow
– RewardsCanada.ca
Rewards Canada is now on Flipboard! You can now get all of our blog posts with all your other news and events via this social news aggregator and app! Here is the link to our magazine: https://flipboard.com/@RewardsCanada Last week we mentioned that there were some terms and conditions updates to the American Express Cobalt card. We now have further details right from American Express to clarify the questions:Confirming that Cardmembers may continue to earn points on cash equivalent purchases, but Amex is entitled to claw back the points if we believe there is abuse of the Membership Rewards program. As for insurances, Trip Cancellation and Trip Interruption are not being added to the Cobalt Card. The notice covered all changes happening to insurance coverages, regardless of the card.The latest version of IHG Rewards Club’s famed PointBreaks redemption offers will be revealed tomorrow. They are typically released around 12pm ET. You can read our post from the last set to get acquainted with them if you aren’t familiar with PointBreaks…The no annual fee BMO CashBack Mastercard is a great option for the lower income bracket thanks to its welcome offer & earn rate
– RewardsCanada.ca
Today we continue our series of posts that review some of the card offerings from BMO. The past posts have focused on their higher end travel cards so we haven’t really looked at their cash back or no fee cards. We do get quite a bit of feedback and requests from our readers about cards for those in lower income brackets since much of our focus is for the higher end cards. It’s true that many of the cards in today’s market require you to have $60,000 to $80,000 in annual personal income to qualify for them. So what happens if you don’t make that much money? Can you still be rewarded? Absolutely. There are lots of options for rewards credit cards that have lower or no published income requirements at all. From travel points to retail points to cash back you have lots to choose from. One of BMO’s cards, the BMO CashBack Mastercard is a great no fee card option that allows you to have flexible redemption on whatever you like and doesn’t have high income requirements. If you don’t travel much or you want to be in full control of how you use your credit cards rewards then the cash back route is ideal…Do You Need Loan Insurance?
– ratesupermarket.ca
Managing debt can be a challenge. Sometimes that challenge is driven by circumstances out of your control. Critical illness or disability can put a huge strain on your finances, making it hard to pay off a credit line or loan.
Those times of distress are what loan insurance is designed for. But is it always the right choice? Depending on the type of debt, your lender and your personal circumstances, it may be the best fit — or just another option.
How Does Loan Insurance Work?
Your lender may offer loan insurance at the time of application for a credit card, loan or line of credit. You’ll have to pay either a one-time, upfront fee for the policy, or a regular premium. Insurance might cover the remaining balance in the event of death, or regular payments while you are sidelined due to disability or serious illness. Some policies may also cover you in the event of job loss.
If you don’t sign up for insurance at the time of application, you may be able to do so later…
