There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
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The Best Online Banks in Canada for 2022 + MORE Oct 24th
According to the Canadian Bankers Association, 90% of Canadians reported using online banking in the past year, and almost 50% say that digital is their preferred banking channel. The trend towards online banking isn’t a new one, but it certainly was hastened by the isolation and mandatory quarant.... More »
Canada’s best Aeroplan credit cards for 2023 + MORE May 30th
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Best Visa credit cards in Canada for 2023
Searching for the perfect credit card? In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required.
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Canadian Tire says recent breach of e-commerce database involved customer info + MORE Oct 14th
The breached data included names, addresses, emails and birth years as well as encrypted passwords and in some cases, incomplete credit card numbers..... More »
Awesome new enhancements coming to the American Express AIR MILES Platinum Card + MORE Sep 26th
American Express revealed fresh new enhancements to the American Express AIR MILES Platinum Card today that will see the card earn more AIR MILES than before and offer a generous annual redemption benefit! These enhancements will kick in on November 4, 2019 for both existing and new cardholders. Her.... More »
Have credit with Alaska Airlines? You might be targeted to convert it to Mileage Plan miles at an amazing rate! + MORE Oct 9th
Today Alaska Airlines launched an initiative similar to Air Canada when you can convert Alaska Airlines wallet credit to Mileage Plan miles. Think of it as Air Canada's option that allows you cancel tickets you have bought and convert them to Aeroplan miles. Aeroplan gives you a 65% bonus on t.... More »
May 27 Update: Rewards Canada now on Flipboard, Clarifications to new Cobalt terms, IHG’s latest PointBreaks to be released tomorrow
– RewardsCanada.ca
Rewards Canada is now on Flipboard! You can now get all of our blog posts with all your other news and events via this social news aggregator and app! Here is the link to our magazine: https://flipboard.com/@RewardsCanada Last week we mentioned that there were some terms and conditions updates to the American Express Cobalt card. We now have further details right from American Express to clarify the questions:Confirming that Cardmembers may continue to earn points on cash equivalent purchases, but Amex is entitled to claw back the points if we believe there is abuse of the Membership Rewards program. As for insurances, Trip Cancellation and Trip Interruption are not being added to the Cobalt Card. The notice covered all changes happening to insurance coverages, regardless of the card.The latest version of IHG Rewards Club’s famed PointBreaks redemption offers will be revealed tomorrow. They are typically released around 12pm ET. You can read our post from the last set to get acquainted with them if you aren’t familiar with PointBreaks…The no annual fee BMO CashBack Mastercard is a great option for the lower income bracket thanks to its welcome offer & earn rate
– RewardsCanada.ca
Today we continue our series of posts that review some of the card offerings from BMO. The past posts have focused on their higher end travel cards so we haven’t really looked at their cash back or no fee cards. We do get quite a bit of feedback and requests from our readers about cards for those in lower income brackets since much of our focus is for the higher end cards. It’s true that many of the cards in today’s market require you to have $60,000 to $80,000 in annual personal income to qualify for them. So what happens if you don’t make that much money? Can you still be rewarded? Absolutely. There are lots of options for rewards credit cards that have lower or no published income requirements at all. From travel points to retail points to cash back you have lots to choose from. One of BMO’s cards, the BMO CashBack Mastercard is a great no fee card option that allows you to have flexible redemption on whatever you like and doesn’t have high income requirements. If you don’t travel much or you want to be in full control of how you use your credit cards rewards then the cash back route is ideal…Do You Need Loan Insurance?
– ratesupermarket.ca
Managing debt can be a challenge. Sometimes that challenge is driven by circumstances out of your control. Critical illness or disability can put a huge strain on your finances, making it hard to pay off a credit line or loan.
Those times of distress are what loan insurance is designed for. But is it always the right choice? Depending on the type of debt, your lender and your personal circumstances, it may be the best fit — or just another option.
How Does Loan Insurance Work?
Your lender may offer loan insurance at the time of application for a credit card, loan or line of credit. You’ll have to pay either a one-time, upfront fee for the policy, or a regular premium. Insurance might cover the remaining balance in the event of death, or regular payments while you are sidelined due to disability or serious illness. Some policies may also cover you in the event of job loss.
If you don’t sign up for insurance at the time of application, you may be able to do so later…
