There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
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Grocery inflation in Canada: New report for spring 2024 Apr 11th
Grocery inflation will fall below 2% by the spring and stay roughly between 1% and 2% for the rest of 2024, predicts a new report on the food and beverage industry. Farm Credit Canada, an agricultural lending firm, said it expects food price increases beyond 2024 to stabilize around pre-pandemic lev.... More »
Earn 5x miles when you use BMO AIR MILES cards at select partners + MORE May 28th
BMO, the potential suitor for the AIR MILES program has revealed a limited time promotion to earn more miles on their co-brand credit cards for the summer. Holders of any of the BMO AIR MILES Mastercards will earn 5x AIR MILES when using their cards at select AIR MILES partners. For most of these pa.... More »
Less than two weeks left to get the 100,000 point offer on the HSBC World Elite Mastercard + MORE Mar 23rd
The 100,000 bonus HSBC Rewards points on the HSBC World Elite® Mastercard® will be ending on April 4, 2022 and we know it will not be extended again. While we cannot reveal what the new offer will be, it won't be as high as this one. On top of the current 100,000 point bonu.... More »
Visa Infinite and Infinite Privilege savings at the Ritz-Carlton Montreal Apr 2nd
Visa Infinite and Visa Infinite Privilege cardholders can enjoy extra savings at the Ritz-Carlton Montreal for stays of two or more nights. From April 1 to May 31 cardholders can receive 50% off the second night for stays of two nights or the third night free on stays of three nights. Then from June.... More »
RWRDS Daily Update – May 11, 2023 + MORE May 11th
An update on the new Marriott Hotels opening in Canada for 2023, National Bank World Elite Mastercard Review in French and eight new confirmed Cobalt Card multiplier locations. Check out today's points & miles updates here:
The post RWRDS Daily Update – May 11, 2023 appeared first on Rewards .... More »
May 27 Update: Rewards Canada now on Flipboard, Clarifications to new Cobalt terms, IHG’s latest PointBreaks to be released tomorrow
– RewardsCanada.ca
Rewards Canada is now on Flipboard! You can now get all of our blog posts with all your other news and events via this social news aggregator and app! Here is the link to our magazine: https://flipboard.com/@RewardsCanada Last week we mentioned that there were some terms and conditions updates to the American Express Cobalt card. We now have further details right from American Express to clarify the questions:Confirming that Cardmembers may continue to earn points on cash equivalent purchases, but Amex is entitled to claw back the points if we believe there is abuse of the Membership Rewards program. As for insurances, Trip Cancellation and Trip Interruption are not being added to the Cobalt Card. The notice covered all changes happening to insurance coverages, regardless of the card.The latest version of IHG Rewards Club’s famed PointBreaks redemption offers will be revealed tomorrow. They are typically released around 12pm ET. You can read our post from the last set to get acquainted with them if you aren’t familiar with PointBreaks…The no annual fee BMO CashBack Mastercard is a great option for the lower income bracket thanks to its welcome offer & earn rate
– RewardsCanada.ca
Today we continue our series of posts that review some of the card offerings from BMO. The past posts have focused on their higher end travel cards so we haven’t really looked at their cash back or no fee cards. We do get quite a bit of feedback and requests from our readers about cards for those in lower income brackets since much of our focus is for the higher end cards. It’s true that many of the cards in today’s market require you to have $60,000 to $80,000 in annual personal income to qualify for them. So what happens if you don’t make that much money? Can you still be rewarded? Absolutely. There are lots of options for rewards credit cards that have lower or no published income requirements at all. From travel points to retail points to cash back you have lots to choose from. One of BMO’s cards, the BMO CashBack Mastercard is a great no fee card option that allows you to have flexible redemption on whatever you like and doesn’t have high income requirements. If you don’t travel much or you want to be in full control of how you use your credit cards rewards then the cash back route is ideal…Do You Need Loan Insurance?
– ratesupermarket.ca
Managing debt can be a challenge. Sometimes that challenge is driven by circumstances out of your control. Critical illness or disability can put a huge strain on your finances, making it hard to pay off a credit line or loan.
Those times of distress are what loan insurance is designed for. But is it always the right choice? Depending on the type of debt, your lender and your personal circumstances, it may be the best fit — or just another option.
How Does Loan Insurance Work?
Your lender may offer loan insurance at the time of application for a credit card, loan or line of credit. You’ll have to pay either a one-time, upfront fee for the policy, or a regular premium. Insurance might cover the remaining balance in the event of death, or regular payments while you are sidelined due to disability or serious illness. Some policies may also cover you in the event of job loss.
If you don’t sign up for insurance at the time of application, you may be able to do so later…
