All about Canadian insurance. Learn the ins and outs and get the latest news.
Latest News
What you need to know about third-party liability insurance in Canada Oct 10th
Third-party liability insurance is mandatory coverage for all drivers in Canada. It offers protection for drivers if they’re at fault in an accident and the other party is hurt or even killed. This is mandated at a provincial level, and all provinces require a minimum of $200,000 in third-party in.... More »
Your FHSA timeline: What to invest in and when Nov 29th
Before you make an offer to buy your first home, you’ll have to determine your budget and save up enough money for a down payment (typically about 20% of the home’s value). That’s probably going to be a good chunk of change—Canada’s housing market is expensive, and if you put down less tha.... More »
What is universal life insurance? + MORE Jun 25th
Among your different life insurance options, a universal life insurance policy is one of the most complex. It requires more involvement than both term and whole life insurance policies—so you can’t simply set it and forget it. And you have decisions to make regarding how much you pay, and how th.... More »
Critical illness and disability insurance in Canada Sep 29th
When I bought my home and car, I also bought home and car insurance—it wasn’t even a question. (Plus, car insurance is mandatory in Canada.) If you own a home or a car, you probably also have insurance to protect your valuable asset. You might also be one of the 22 million Canadians who have lif.... More »
A guide to the best robo-advisors in Canada for 2021 + MORE Jan 3rd
The robos have invaded. What was once a little-known investing tool for tech-savvy investors is now so commonplace, everyone from newbie savers to retired boomers using robo advisors to help manage their money.
While advisors and traditional fund companies still manage the majority of money in C.... More »
“A dog bit me! Should I sue?”
– moneysense.ca
The arrival of the warmer weather means that more people will be out and about. This also means that more people will be out and about with their dogs.
Every summer, numerous people want to speak to me after a dog has injured someone. Some of these people are the owner of the dog; some are the ones who were injured.
Most of the time the injury is the result of a dog bite, but there are situations where a dog injures someone in another way, such as jumping up and knocking the injured person over.
Dog-related injures are actually fairly common. I act for people who are injured by dogs as well as for dog owners who, for whatever reason, are not assisted by insurance. During the summer months, this is a frequent call to my office.
What to do after a dog-related injury
If you or someone in your family is bitten, first, it’s important to identify the owner of the dog. (You cannot sue the dog!)
In many cases it’s easy to identify the owner of the dog, but not always—for example, when a dog runs away after the incident…
Every summer, numerous people want to speak to me after a dog has injured someone. Some of these people are the owner of the dog; some are the ones who were injured.
Most of the time the injury is the result of a dog bite, but there are situations where a dog injures someone in another way, such as jumping up and knocking the injured person over.
Dog-related injures are actually fairly common. I act for people who are injured by dogs as well as for dog owners who, for whatever reason, are not assisted by insurance. During the summer months, this is a frequent call to my office.
What to do after a dog-related injury
If you or someone in your family is bitten, first, it’s important to identify the owner of the dog. (You cannot sue the dog!)
In many cases it’s easy to identify the owner of the dog, but not always—for example, when a dog runs away after the incident…
