These are the most expensive postal codes for auto insurance in the city. Here’s how you can save if you live in one + MORE Mar 16th

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We know what you’re thinking: Isn’t every vehicle required to have insurance in Canada? 

Yes, but the bad news is not everyone follows the rules. It’s estimated that there are more than 2,000 uninsured vehicles on the road in Ontario alone. If you’re unfortunate enough to be involved in a collision with the driver of one of those vehicles, it is a headache. (Learn more about third-party auto insurance, too.)

The good news is uninsured motorist coverage is a mandatory part of your auto insurance policy. And even the most basic of insurance policies has your back. “If you have a basic policy, you’re going to be covered,” says Pete Karageorgos, the director of consumer and industry relations at the Insurance Bureau of Canada…

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I submitted an online request to the manufacturer and provided the information needed. In response I was told that the manufacturer is not responsible for the delays because I was involved in an accident—like really? I didn’t get into an accident willingly, it was “an accident” and it is not my fault nor the insurance company’s that parts will be unavailable for four to five months.

I am facing an outlay of $4,000 for a rental while my vehicle is in the shop. The manufacturer should provide me a rental car or forgive my payments until those parts arrive. If they sell a vehicle, they have to make sure that parts are available when needed or provide a loaner—or just don’t sell it…