Want to Switch to Low Interest Credit Cards? Use These Tips + MORE Jun 4th

Looking for low-interest credit cards? A credit card that has a high interest rate can quickly lead to higher debt if you’re not careful. But, with a few savvy tips, you can lower your interest rate or transfer to a card with lower interest.
Here’s how to get the best interest rate for your credit card.
Open a New Credit Card with a Low-Interest Rate or Open a Balance Transfer Credit Card
If an older credit card has a high interest rate, open a card with a lower interest rate. Then, stop using the old card. If your old card has a long credit history that’s in good standing, keeping it open might be a good idea. If the bank is charging a high annual fee, then consider closing it. Or, you can open a balance transfer card with a lower interest rate and transfer your old balance.
Benefits with opening a new credit card:

The bank may have a low interest rate offer for new cardholders.
The bank may waive the annual fee for the first year.
The bank may offer special card back rewards for new cardholders…

You may recall that several years ago we ran a special offer with Club1 Hotels when they first launched and we are pleased to bring you another special offer with them! You may ask what is Club1 Hotels? Club1 Hotels are a global luxury hotel travel club that offers its members Guaranteed Savings of up to 60% off at over 1 million hotels and resorts worldwide. On top of this they also provide exclusive discounts on flights, private charter jets, golf, car rentals, luxury villas and more. Right now you can give Club1 a try without paying the membership fee in the first year! Via this special Rewards Canada offer you can get a Free 1-Year Club 1 Hotels Membership with the Guaranteed Savings Policy* or you can go for their loyalty based membership with $20 off a 1-Year ClubONE Rewards membership package, where members earn 5% back in points.  The Guaranteed Savings Policy is as follows:Members receive Guaranteed Savings on every hotel booking made 5-days prior to arrival. If you find a better rate for the same hotel, room and rate type (refundable or non-refundable), we want to beat that rate by:$10 per night guaranteed savings at 3-star hotels up to $20$15 per night guaranteed savings at 4-star hotels up to $45$20 per night guaranteed savings at 5-star hotels up to $60 or up to $100 on reservations $900 or moreAnd it does appear that Club 1 means business with this policy based on this review: Here’s a head up – booking major chain hotels via Club 1 will in most cases mean you won’t earn points or elite status credit or you may not receive your status benefits on a stay but the savings can be worth it…

Yesterday we brought you the updated details of several new TD card offers (Aeroplan Infinite and Cash Back Infinite) and there are even more. You can find them all on our TD page. The First Class Travel Visa is still 80,000 pounts but 20,000 of those points are held out until your card anniversary. The card offer that did get better for this round of updates is the TD Platinum Travel Visa card with its welcome bonus boosted to 35,000 points with no annual fee in the first year.Here is a summary of these additional new offers:TD® First Class Travel® Visa Infinite* Card Apply online by September 3, 2019 to get a full Annual Fee Rebate for the Primary Cardholder for the first year and up to 80,000 TD Points (a travel value of $400 when you book travel purchases through ExpediaForTD.com) as follows: Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card. + 40,000 TD Points when you make $2,000 in purchases within 90 days of Account opening. + Anniversary Bonus of 20,000 TD points when you spend $10,000 and keep your account open, active and in-good standing for 12 months after Account opening TD® Aeroplan® Visa Infinite Privilege* Card Welcome Bonus : Up to 50,000 Aeroplan® Miles (that’s equivalent to 2 long-haul roundtrip flight rewards)…