Want to Switch to Low Interest Credit Cards? Use These Tips + MORE Jun 4th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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September 13 Update: Reminder that Marriott Bonvoy Peak/Off Peak pricing comes tomorrow along with other changes, up to 100 Bonus AIR MILES at Rexall & more! Sep 14th

A friendly reminder that today is the last day of flat rate redemption awards for Marriott Bonvoy. As of tomorrow, Peak and Off-Peak pricing will kick in which means that some awards will cost more, some less, it all depends and when and where you are staying. Today is also the last day to book .... More »
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Aeroplan announces positive changes to flight reward refund fees but temporarily claws back stopovers Jul 16th

The Air Canada Aeroplan saga, as we penned it, technically ended with Air Canada completing the acquisition of Aeroplan many months ago. What didn't end was Air Canada's commitment to launching a new, updated Aeroplan program in July of 2020. With only 1 year left in that timeline the Air Canada own.... More »
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Aeroplan eStore Back to School event - Earn up to 7x miles for online shopping until August 18 + MORE Aug 7th

August is here and the three words that most kids dread have returned - Back to School! Yes it is time to start thinking about Back to School shopping and if you are like me, a lot of that shopping will be done online. When you online shop you should always try to go through an online shopping porta.... More »
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Researchers Finally Have The Answer To What Caused Mass Extinction 420 Million Years Ago - Mashable India + MORE Sep 3rd

Researchers Finally Have The Answer To What Caused Mass Extinction 420 Million Years Ago  Mashable IndiaMass extinction event 2 billion years ago killed 99 percent of life on Earth, study says  Fox NewsLack of Oxygen Caused Extinction of 99.5% Life on Earth 2 Billion Years Ago, S.... More »
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Paymi Review: The Value of Cash Rewards + MORE Aug 16th

Are you a Canadian who loves earning loyalty rewards when you shop? If so, you’re in luck. Canadian shoppers now have a couple of apps that automatically collect rewards when you shop at your favourite retailers. In this article, I’ll cover off everything you need to know about Paymi, which is o.... More »
Want to Switch to Low Interest Credit Cards? Use These Tips
Looking for low-interest credit cards? A credit card that has a high interest rate can quickly lead to higher debt if you’re not careful. But, with a few savvy tips, you can lower your interest rate or transfer to a card with lower interest.
Here’s how to get the best interest rate for your credit card.
Open a New Credit Card with a Low-Interest Rate or Open a Balance Transfer Credit Card
If an older credit card has a high interest rate, open a card with a lower interest rate. Then, stop using the old card. If your old card has a long credit history that’s in good standing, keeping it open might be a good idea. If the bank is charging a high annual fee, then consider closing it. Or, you can open a balance transfer card with a lower interest rate and transfer your old balance.
Benefits with opening a new credit card:

The bank may have a low interest rate offer for new cardholders.
The bank may waive the annual fee for the first year.
The bank may offer special card back rewards for new cardholders…

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Rewards Canada Special Offer: Free Club 1 Hotels Membership worth US$99 with savings of up to 60% at 1 million+ hotelsYou may recall that several years ago we ran a special offer with Club1 Hotels when they first launched and we are pleased to bring you another special offer with them! You may ask what is Club1 Hotels? Club1 Hotels are a global luxury hotel travel club that offers its members Guaranteed Savings of up to 60% off at over 1 million hotels and resorts worldwide. On top of this they also provide exclusive discounts on flights, private charter jets, golf, car rentals, luxury villas and more. Right now you can give Club1 a try without paying the membership fee in the first year! Via this special Rewards Canada offer you can get a Free 1-Year Club 1 Hotels Membership with the Guaranteed Savings Policy* or you can go for their loyalty based membership with $20 off a 1-Year ClubONE Rewards membership package, where members earn 5% back in points.  The Guaranteed Savings Policy is as follows:Members receive Guaranteed Savings on every hotel booking made 5-days prior to arrival. If you find a better rate for the same hotel, room and rate type (refundable or non-refundable), we want to beat that rate by:$10 per night guaranteed savings at 3-star hotels up to $20$15 per night guaranteed savings at 4-star hotels up to $45$20 per night guaranteed savings at 5-star hotels up to $60 or up to $100 on reservations $900 or moreAnd it does appear that Club 1 means business with this policy based on this review: Here’s a head up – booking major chain hotels via Club 1 will in most cases mean you won’t earn points or elite status credit or you may not receive your status benefits on a stay but the savings can be worth it…

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June 4 Update: More new TD credit card offers, 40x SCENE Points at Harvey's and a WestJet Premium Fare seat saleYesterday we brought you the updated details of several new TD card offers (Aeroplan Infinite and Cash Back Infinite) and there are even more. You can find them all on our TD page. The First Class Travel Visa is still 80,000 pounts but 20,000 of those points are held out until your card anniversary. The card offer that did get better for this round of updates is the TD Platinum Travel Visa card with its welcome bonus boosted to 35,000 points with no annual fee in the first year.Here is a summary of these additional new offers:TD® First Class Travel® Visa Infinite* Card Apply online by September 3, 2019 to get a full Annual Fee Rebate for the Primary Cardholder for the first year and up to 80,000 TD Points (a travel value of $400 when you book travel purchases through ExpediaForTD.com) as follows: Welcome Bonus of 20,000 TD Points when you make your first Purchase with your Card. + 40,000 TD Points when you make $2,000 in purchases within 90 days of Account opening. + Anniversary Bonus of 20,000 TD points when you spend $10,000 and keep your account open, active and in-good standing for 12 months after Account opening TD® Aeroplan® Visa Infinite Privilege* Card Welcome Bonus : Up to 50,000 Aeroplan® Miles (that’s equivalent to 2 long-haul roundtrip flight rewards)…

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