Insurance policy getting you down? There are always sound insurance alternatives.
Latest News
Life insurance for kids: Do you really need it? Jul 23rd
Buying life insurance for kids is probably the last thing on your mind when you’re in the throes of diaper changes and round-the-clock feedings. But the early stages of parenthood don’t last forever—and it’s never too early to start planning for your little one’s (or ones’) future.
W.... More »
Better Coverage, Lower Cost: Find the Right Health and Dental Plan Oct 19th
When Was the Last Time You Reviewed Your Plan?
If it’s been a while, you could be missing out on new discounts, waived waiting periods, and enhanced coverage options. Whether you’re self-employed, between jobs, transitioning to retirement, or simply looking for better value, now’s the perfect.... More »
Is a personal injury settlement taxable, and can it impact OAS or GIS benefits? + MORE Aug 19th
Q. I received a small settlement for an Ontario car accident, which my lawyer says is non-taxable, and so noT4A will be issued. If I deposit the funds into a bank account, will this one-time settlement clawback my OAS and GIS benefits?
–J
A. I’m sorry to hear about your accident, J. Hopefully .... More »
Compare auto insurance in Calgary Mar 13th
If you’re buying a new or used car, SUV or pickup truck to drive the streets of Calgary, you’ll also need to shop for auto insurance—it’s required in Canada.
Alberta drivers pay the second-highest car insurance rates in Canada (after Ontario), according to the Automobile Insurance R.... More »
5 tips for saving money on insurance costs Oct 14th
Saving money on insurance isn’t as big of a task as you might think. At first, it can feel overwhelming to navigate your insurance bill, looking for ways to reduce your premiums (and future costs too!). But the truth is, by making simple changes to your insurance policies and as well as handling a.... More »
When it comes to self-improvement, most of us have a hard time with follow-through—and whether you stuck to your Keto diet or not, there are likely items on your financial to-do list that just never get crossed off. One of the easy actions to delay is creating a will. After all, no one wants to think about their own mortality and, unfortunately, a legal will is one of those things that becomes crucial only after you’re gone.
More than half of Canadian adults—57%—don’t have a will. And of those who do, many are out of date because life events like marriage, divorce or the arrival of children haven’t been factored in. If you pass away without a will (what the courts call “intestate”), it doesn’t mean the government can take your money—that’s a common myth. It does mean they get to decide how your assets will be distributed, and you may not have say over who takes care of your children.
So, just like every responsible adult needs life insurance, retirement savings and an exercise routine (thanks a lot, slowing metabolism), creating a will is a key “adulting” milestone…
More than half of Canadian adults—57%—don’t have a will. And of those who do, many are out of date because life events like marriage, divorce or the arrival of children haven’t been factored in. If you pass away without a will (what the courts call “intestate”), it doesn’t mean the government can take your money—that’s a common myth. It does mean they get to decide how your assets will be distributed, and you may not have say over who takes care of your children.
So, just like every responsible adult needs life insurance, retirement savings and an exercise routine (thanks a lot, slowing metabolism), creating a will is a key “adulting” milestone…
