There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Latest News
Amex Offers: Spend $1,000 with Air France or KLM and receive a $250 statement credit + MORE Jun 3rd
We see the return of an Amex Offers statement credit offer for purchasing tickets with Air France and KLM. This offer was last seen in the fall of 2021 and provided a $100 statement credit when you spend $1,000 or more with either airline. This time they upped the ante significantly as they offering.... More »
The Best Cash Back Credit Card Welcome Bonus Offers for April 2025 + MORE Apr 3rd
Here are Rewards Canada’s Top 5 Cash Back Credit Card Sign Up offers for the month of April. This is not a ‘best’ credit card list like our Top Cash Back Credit Card rankings but instead look at cards that have very good cash back welcome bonus sign up offers. This list includes cards that [&#.... More »
February 17 Update: Double Points for stays at the Yorkville Royal Sonesta Hotel Toronto, new Centurion Lounge to open at Washington's DCA airport & this week's PC Optimum offer is 50,000 points + MORE Feb 17th
Here's your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC +Rewards Mastercard which is currently offering a welcome bonus of up to 30,000 bonus points, no.... More »
American Express Cobalt Card: 14 new confirmed multiplier locations in Canada, U.S., U.K. & South Africa Feb 6th
Here’s our next update to the American Express Cobalt Card Confirmed Multiplier Locations with 14 new locations being added today from Canada, U.S., U.K. and South Africa. Thanks to the RWRDS Canada community for providing details on thousands of locations around the world where you can use the Am.... More »
May 24 Update: One week left for our special discount offer with point.me & we have a new hotel reviews page + MORE May 24th
Here's your Rewards Canada Daily update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Today's update is brought to you by the HSBC High Rate Savings Account with which you can enjoy a total annual interest rate of up to 2.65% on new deposits± .... More »
Scotiabank Gold American Express – Enhancements launch today along with an increased welcome bonus
– RewardsCanada.ca
For several months now we have discussed the changes coming to the Scotiabank Gold American Express card and are happy to report that today they went live! Not only are the enhancements now live on the card but to celebrate the changes Scotiabank has brought out a limited time increased welcome bonus on the card! Normally the card comes with a 15,000 point welcome bonus but as of today that has been boosted to 25,000 points when you spend $1,000 on the card within three months. On top of that, Scotia will reward you with another 5,000 points if you hit $10,000 in spending in your first year of having the card. That additional bonus tier should be relatively easy for most to hit.Now let’s recap the changes that have come to the card:Item Changing Until July 31, 19 From August 1, 2019 Annual Fee for primary cardholder $99 $120 Foreign Transaction Fee 2.5% 0% Grocery Dining Entertainment earn rate per dollar 4 points 5 points Gas 4 points 3 points Daily Transit 1 point 3 Points Select Streaming Services 1 point 3 points All other purchases 1 point 1 points Price Protection Yes No Travel Medical Insurance for those 65 years or older 10 days 3 days Trip Cancellation / Trip Interruption $2,500 per person $1,500 per personThe biggies here are the no foreign transaction fee now being offered on the card along with the increased earn rates for Grocery, Dining, Entertainment to 5 points per dollar in Canada (up to $50,000 annually) and 3 points per dollar for Transit and Streaming Services…When are credit-card rewards worth paying an annual fee?
– moneysense.ca
For the last decade or so, Jim and Willina Collins have enjoyed a regular bonus by using their no-fee cash-back credit card to pay for many of their expenses, including holiday flight and accommodation bookings, gasoline, vehicle repairs, and insurance on their vehicles (the couple have a car and a truck for daily use, as well as a collection of vintage cars). Once a year, they enjoy a debit on their card statement, reflecting a small percentage of the total value of their purchases from the last 12 months.
The couple are extremely diligent with money. They pay off the $1,000 to $2,000 they put on their card each month in full, including holiday bookings, which are always paid off before they leave for the trip. Their philosophy, says Willina, is that if you’re going to put a purchase on your card, “you’ve got to have the bucks to pay it.”
Because they don’t allow a balance to accumulate, the debt-averse couple are able to take full advantage of the benefits of a cash-back reward card, without incurring interest charges…
The couple are extremely diligent with money. They pay off the $1,000 to $2,000 they put on their card each month in full, including holiday bookings, which are always paid off before they leave for the trip. Their philosophy, says Willina, is that if you’re going to put a purchase on your card, “you’ve got to have the bucks to pay it.”
Because they don’t allow a balance to accumulate, the debt-averse couple are able to take full advantage of the benefits of a cash-back reward card, without incurring interest charges…
