Learn more about Canada’s top banks rates, rules and the latest news – read on!
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Making sense of the markets this week: March 20 Mar 19th
Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.
The Fed moves, just a scooch
On Wednesday of this week, Federal Reserve chairman Jerome Power made the move on rates. The Federal Open Market Committee raise.... More »
The best GIC rates in Canada for 2025 + MORE Oct 20th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
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The best Visa credit cards in Canada for 2024 Nov 7th
Credit card comparison tool
Compare your Visa options with our interactive tool and filter credit cards based on rewards value, annual fees, income requirements and more.
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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999.... More »
The best high-interest savings accounts in Canada for 2024 + MORE Jul 18th
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The best high-interest savings accounts in Canada for 2024
Here are the accounts offering the highest interest rates and lowest fees.
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Battery bank or generator? How to choose the best backup power for your home during an outage Jul 14th
From portable battery banks and generators to whole-house systems, there are many backup power choices to consider as extreme weather ramps up and outages happen more often and last longer..... More »
Why Do I Get Different Credit Scores from Different Websites in Canada?
– ratesupermarket.ca

Have you received a different credit score from a credit monitoring website than you did when applying for a car loan or mortgage? This isn’t just surprising for you: it’s a likely result. Canadians can use several free credit report sites to monitor their credit; they can also pay for credit monitoring and access to their scores. These scores aren’t the same as the ones used by banks, mortgage lenders, and credit card companies.
What are the different credit monitoring companies providing scores to Canadians?
There are several free credit monitoring services offering their own credit scores to help consumers monitor their credit use, including Credit Karma, Mogo, and Borrowell. These services can be useful to determine if your credit information is accurate. Lenders don’t use these scores to determine your credit-worthiness, so they are meaningless when it’s time to apply for a credit card or mortgage.
Most credit decisions in Canada are made based on the FICO score, which is created by the Fair Isaac Corporation, a U…
Why Do I Get Different Credit Scores from Different Websites in Canada?
– ratesupermarket.ca

Have you received a different credit score from a credit monitoring website than you did when applying for a car loan or mortgage? This isn’t just surprising for you: it’s a likely result. Canadians can use several free credit report sites to monitor their credit; they can also pay for credit monitoring and access to their scores. These scores aren’t the same as the ones used by banks, mortgage lenders, and credit card companies.
What are the different credit monitoring companies providing scores to Canadians?
There are several free credit monitoring services offering their own credit scores to help consumers monitor their credit use, including Credit Karma, Mogo, and Borrowell. These services can be useful to determine if your credit information is accurate. Lenders don’t use these scores to determine your credit-worthiness, so they are meaningless when it’s time to apply for a credit card or mortgage.
Most credit decisions in Canada are made based on the FICO score, which is created by the Fair Isaac Corporation, a U…


