Retirement planning at every life stage Jan 9th

The “Big Five” Canadian banks offer investment funds and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Let’s explore the best place for you to invest.
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How retired parents can use the FHSA to help their adult children Mar 23rd

If you’re a retiree or close to retiring, you probably have a paid-off principal residence, or should be close to having one. However, many retirees—including me—have grown children struggling to get onto the first rung of the real estate ladder. Coming up with a down payment is still diffi.... More »

Why retirement planners are getting defensive + MORE Sep 30th

While working people may envy those at or near retirement, once you get there there’s a certain amount of anxiety over markets and the prospect of outliving your money should stocks and interest rates fail to cooperate. Of course, those with guaranteed-for-life, taxpayer-backed, defined benefit.... More »

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Tesla Q2 Delivery Expectations Coming Down. The Key Number Might Be Energy Storage.  Investor's Business DailyTesla is running out of excuses for its prolonged sales slump  Yahoo FinanceAnalyst puts Tesla stock on key ideas list as Q2 deliveries loom  TheStreetTesla add.... More »
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TD is offering a differentiated ETF for income and growth Jun 19th

We all need income to fulfil our everyday needs. Canadians approaching retirement, or already retired, may require income beyond what their government and various pension plans provide. For many, that means drawing a regular income stream from their investments. Income-bearing investments tend to be.... More »

Boba tea company apologises over Canada Dragon's Den row - BBC.com Oct 15th

Boba tea company apologises over Canada Dragon's Den row  BBC.comCanadian drink company tastes controversy after Simu Liu raises cultural appropriation questions  CTV NewsActor Simu Liu calls out boba company over cultural appropriation  The Washington PostBoba tea bran.... More »

Preparing for retirement can be intimidating. You’re facing great uncertainties about how your financial future will unfold, with a lot at stake. Fortunately, a comfortable and sustainable retirement should be within your reach if you prepare for it properly.
You’ll find that a little planning can go a long way to getting you where you need to go, although that doesn’t mean it’s necessarily easy. You will need to gradually define retirement planning objectives for the kind of retirement you want and then find a way to get there. There’s no one right retirement for everybody, so you need to create your retirement plan to fit your individual situation.

Before we get into details, we should draw a distinction between what are typically the core activities of retirement planning and preparing financially for retirement in the broader sense. Retirement planning typically focuses on setting retirement objectives and then outlines a path for achieving them, whether it’s in a formal written financial plan or is more informal…

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