There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Latest News
June 24 Update: Receive up to $325 in gift cards for hotel stays in Edmonton, new Amex Offer for HelloFresh & your weekly Be Well and PC Optimum beauty bonuses + MORE Jun 24th
In a similar fashion to the StayVancouver offer we let you know about last week there is a gift card offer for stays in Edmonton. The YEG offer provides up $100 in gift cards per night for up to three nights when you stay at any one of 57 locations in Edmonton. Then if you use boost code SUMMER t.... More »
Earn up to 750 bonus miles when you shop online via AIR MILES Shops + MORE Aug 12th
The AIR MILES Mix and Match promotion for shopping online via AIR MILES Shops has returned! It's timing is perfect for all your back to school shopping. Last seen in March the promotion provides members the opportunity to earn up to 750 bonus AIR MILES Rewards Miles. It is a tiered.... More »
Amex Offers: Spend $1,200 on Virgin Atlantic flights & get a $150 statement credit + MORE Sep 23rd
Today we have another travel related promotion from Amex Offers! This time we see Virgin Atlantic added to the program! This is perfect for anyone who has been planning on taking Virgin’s relatively new flights between Toronto and London Heathrow. This offer provides a $150 statement credit wh.... More »
Oaken Financial review 2020 + MORE Apr 24th
Table of contents
Who is Oaken Financial?
Oaken Financial review
Oaken Financial GICs
Oaken Financial’s High-Interest Savings Account
Is Oaken Financial right for me?
There are plenty of options for saving and investing in Canada, whether it’s via high-interest savings accounts, TFSAs, RR.... More »
Credit Verify Review: Credit Monitoring for a Price + MORE Jan 21st
To build and maintain a good credit rating, you should often check your credit score and bureau report. As they say, what gets measured, gets improved. To do this, you’ll need to sign up with a company that helps you monitor your credit.
Credit Verify is one of those companies. In this Credit Veri.... More »
January 27 Update: Earn 40,000 British Airways Executive Club Avios for free, Air Canada waivers for travel to China & updates to Amex Offers
– RewardsCanada.ca
Last Friday we added two new credit card offers to our website from HSBC and RBC for their World Elite Mastercard and Avion Visa Infinite Cards respectively. Those offers have now been added to our post Travel Hacking 101 – Earn 54,000+ Aeroplan Miles or 40,000 British Airways Avios for free* (Updated January 27, 2020). The HSBC cards adds an additional 16,000 Avios to the mix of free Avios meaning right now you can 40,000 Avios for no cost other than credit card spend. You can bump that to 55,000 Avios if you take the 35K offer on the RBC Visa Infinite Avion card however it does come with a $120 annual fee. Still worth it in my opinion! Check out the post here.Air Canada is offering free of charge changes for flights to Beijing, Shanghai and Wuhan due to the Corona Virus outbreak. If you booked your flights prior January 21 for Wuhan or the 24th for Beijing and Shanghai you can change your flight to another time or destination free of charge as long as it is in the same booking class…Canada’s Top Travel Rewards Credit Cards for 2020 revealed – It’s the calm before the storm
– RewardsCanada.ca
The more things change, the more they stay the same, at least that is the case in the travel rewards credit card industry. For a third straight year, the American Express Cobalt Card takes the top prize in Reward Canada’s Travel Rewards Credit Cards Ranking. For over 12 years Rewards Canada has been helping Canadians sift through the more than 70 travel rewards credit card offerings with its annual ranking. The rankings can be found at rewardscanada.ca/topcc2020 This year’s ranking reflects a holding pattern as the industry braces for what will likely be a seismic event; the unveiling of Air Canada’s new loyalty program.“This is the calm before the storm,” says Patrick Sojka, founder of RewardsCanada.ca. “We know that Air Canada will announce their plan for Aeroplan in the comings months as they reveal their new reward program that will launch this summer. This should spark a strong reaction from competitors and ultimately translate into better consumer offers.”In addition to the Cobalt Card taking home “Best Overall Travel Reward Card’ honours, the remaining five categories that cards are ranked in are: Travel Points with annual fee, Travel Rewards Credit Card with no annual fee, Hybrid (flexible currency), Airline and Coalition card…Should You Accept That Pre-Approved Credit Limit Increase?
– ratesupermarket.ca
If you faithfully pay your loans, mortgage and credit cards each month, then you’ve probably received a call or letter from your bank with the news that you were pre-approved for a credit increase or a line of credit.
You might be thinking, “I don’t even use all the credit I currently have. I don’t need an increase.”
But guess what? Accepting a pre-approved credit increase may help your credit score.
Why Were You Offered a Pre-approved Increase?
If you already have an account with a bank, they may pre-approve you for a credit increase or a new line of credit, because they recognize you for being a good customer. By diligently paying off your card every month and staying on top of your current loans, your bank now trusts that you will pay them back if they increase your limit.
How Does an Increased Credit Limit Improve Your Credit Score?
No hard check
Usually, when you apply for a loan or request a credit increase, your bank sends in a request to the credit bureau for your current credit score…
