There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Latest News
The RBC British Airways Visa Infinite Card will now earn up to 3 Avios per dollar spent + MORE Apr 15th
The RBC British Airways Visa Infinite Card was made even better today with the introduction of improved earn rates. This card that is primarily targeted towards Canadians who fly with British Airways or other oneworld airlines will now earn up to 3 Avios per dollar spent. In addition to the new earn.... More »
OFFER EXTENDED: Earn up to 60,000 bonus Flying Blue miles on the Air France KLM World Elite MasterCard + MORE Oct 19th
Today is the last day to apply Scratch that! We just received notice the Air France KLM World Elite MasterCard with a welcome bonus offer of up to 60,000 Flying Blue Miles has been extended to November 18! This card was unique in that when it first launched it did not feature bonus miles but [R.... More »
AIR MILES Bonus Boom is now live - earn bonus miles with participating partners + 95 bonus miles with three different Bonus Boom offers + MORE Aug 28th
The latest AIR MILES Bonus Boom event kicked off today with your usual bunch of bonus miles offers for shopping or completing actions with various AIR MILES partners. Most of the bonuses are available between today and September 8 and once again if you use three different Bonus Boom offers .... More »
CIBC Holiday Offers: 60,000 points on Aventura cards and $350 on Dividend Cards (In-branch only) Dec 8th
CIBC has extended their amazing welcome bonuses for several of their Aventura and Dividend Visa cards through the holiday season! When you apply for the cards in branch using the promo codes listed below you can earn up to 60,000 points on the Aventura cards and 10% cash back on up to $3,500 in spen.... More »
March 27 Update: You can no longer earn any points or miles with Amazon Canada, Japanese Airlines delay points expiry + double elite points on flights, Qantas offers elite status extension Mar 28th
Amazon Canada has now been pulled from Aeroplan eStore - you officially cannot earn any miles, points or cash back for shopping at Amazon via any of the online portals.Japan's two major airlines, JAL and ANA have both issued extensions of mileage expiry by one year and both have also initiated doub.... More »
January 27 Update: Earn 40,000 British Airways Executive Club Avios for free, Air Canada waivers for travel to China & updates to Amex Offers
– RewardsCanada.ca
Last Friday we added two new credit card offers to our website from HSBC and RBC for their World Elite Mastercard and Avion Visa Infinite Cards respectively. Those offers have now been added to our post Travel Hacking 101 – Earn 54,000+ Aeroplan Miles or 40,000 British Airways Avios for free* (Updated January 27, 2020). The HSBC cards adds an additional 16,000 Avios to the mix of free Avios meaning right now you can 40,000 Avios for no cost other than credit card spend. You can bump that to 55,000 Avios if you take the 35K offer on the RBC Visa Infinite Avion card however it does come with a $120 annual fee. Still worth it in my opinion! Check out the post here.Air Canada is offering free of charge changes for flights to Beijing, Shanghai and Wuhan due to the Corona Virus outbreak. If you booked your flights prior January 21 for Wuhan or the 24th for Beijing and Shanghai you can change your flight to another time or destination free of charge as long as it is in the same booking class…Canada’s Top Travel Rewards Credit Cards for 2020 revealed – It’s the calm before the storm
– RewardsCanada.ca
The more things change, the more they stay the same, at least that is the case in the travel rewards credit card industry. For a third straight year, the American Express Cobalt Card takes the top prize in Reward Canada’s Travel Rewards Credit Cards Ranking. For over 12 years Rewards Canada has been helping Canadians sift through the more than 70 travel rewards credit card offerings with its annual ranking. The rankings can be found at rewardscanada.ca/topcc2020 This year’s ranking reflects a holding pattern as the industry braces for what will likely be a seismic event; the unveiling of Air Canada’s new loyalty program.“This is the calm before the storm,” says Patrick Sojka, founder of RewardsCanada.ca. “We know that Air Canada will announce their plan for Aeroplan in the comings months as they reveal their new reward program that will launch this summer. This should spark a strong reaction from competitors and ultimately translate into better consumer offers.”In addition to the Cobalt Card taking home “Best Overall Travel Reward Card’ honours, the remaining five categories that cards are ranked in are: Travel Points with annual fee, Travel Rewards Credit Card with no annual fee, Hybrid (flexible currency), Airline and Coalition card…Should You Accept That Pre-Approved Credit Limit Increase?
– ratesupermarket.ca
If you faithfully pay your loans, mortgage and credit cards each month, then you’ve probably received a call or letter from your bank with the news that you were pre-approved for a credit increase or a line of credit.
You might be thinking, “I don’t even use all the credit I currently have. I don’t need an increase.”
But guess what? Accepting a pre-approved credit increase may help your credit score.
Why Were You Offered a Pre-approved Increase?
If you already have an account with a bank, they may pre-approve you for a credit increase or a new line of credit, because they recognize you for being a good customer. By diligently paying off your card every month and staying on top of your current loans, your bank now trusts that you will pay them back if they increase your limit.
How Does an Increased Credit Limit Improve Your Credit Score?
No hard check
Usually, when you apply for a loan or request a credit increase, your bank sends in a request to the credit bureau for your current credit score…
