Learn more about Canada’s top banks rates, rules and the latest news – read on!
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How to build credit history in Canada Jun 30th
A credit history is a person’s track record of using credit (borrowing money) and repaying debt. Your credit history can affect many aspects of your financial life—from getting approved for a credit card or renting an apartment to taking out a mortgage or a car loan, among other things. In some .... More »
Best Student Bank Accounts in Canada: 9 Bank Accounts for Post-Secondary Students Apr 8th
Whether you’re a student currently enrolled in a post-secondary institution or you’re beginning post-secondary studies in the near future, you want a bank account that works with your life. Thankfully, Canada’s banks offer chequing accounts designed specifically for students. IR.... More »
Warning to caregivers: Expect a scavenger hunt + MORE Feb 24th
This story is part 3 in a series on financial caregiving for seniors. Read others in this series:
3 signs you need to take control of your parents’ finances
Caring for a parent? Get a power of attorney
Before my father was diagnosed with dementia, I had a 30,000-foot awareness of my f.... More »
What Is a Credit Bureau? Important Information for Canadian Consumers Apr 29th
Whether we realize it or not, credit bureaus have a significant impact on our financial lives. The information they provide to lenders can determine mortgage rates, lending amounts, and credit card approvals. But what exactly is a credit bureau, and what can you do with their information?
What Is a .... More »
The best GIC rates in Canada for 2025 Apr 14th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
It’s Bonus Season: 6 Credit Cards with Extra Rewards
– ratesupermarket.ca

From December to February, many employees see a holiday bonus land on their desks. It’s what we call Bonus Season! To celebrate, we’ve selected six great rewards credit cards for our Bonus Season Event. On top of the great welcome offers, points, or cash back rates offered by these cards, you’ll also receive a $50 e-gift card from RateSupermarket.ca once you are approved for the card!
Scotiabank Credit Cards:
Scotiabank®* Gold American Express® Card: Earn 20,000 bonus Scotia Rewards Points when you spend $1,000 in the first three months. Score five times the rewards on eats, three times the rewards on rides, and one point for everything else. But most importantly, this card features no foreign transaction fees.
Scotia Momentum® Visa Infinite* Card: Earn 10% cash back on everything you buy for the first three months, up to $2,000 in purchases. After that, collect cash back on groceries, recurring bill payments, subscription purchases, and more.
SCENE®* VISA* Card: Earn free movies and merchandise when you make everyday purchases…


